Finance

NHIF to SHIF: What Changed and How to Register with SHA

The Social Health Insurance Fund (SHIF), run by the Social Health Authority (SHA), replaced NHIF on 1 October 2024.

What changed

  • Employees pay 2.75% of gross salary, minimum KES 300, with no cap. NHIF used fixed bands.
  • Non-salaried members are means-tested and pay 2.75% of assessed household income, minimum KES 300 a month.
  • SHIF contributions are deductible from employment income for PAYE.

Register

Register or check your status on the Afya Yangu portal (afyayangu.go.ke). Employees are registered through their employer’s deductions but should confirm their details and dependants.

Work out your contribution with the SHIF calculator.

Frequently asked questions

When did SHIF replace NHIF?

1 October 2024.

How much is SHIF?

2.75% of gross salary, minimum KES 300 a month.

More: All guides · Tax calculators · PAYE calculator

Sources

Norah Waceke

About Author

Norah Waceke is a business journalist and editor at Business Radar with more than eight years of experience covering Kenya's economy, companies and markets. She previously worked at Kenyans.co.ke, one of the country's leading digital news platforms, where she reported on business, finance and current affairs. A graduate of Multimedia University of Kenya, Norah focuses on clear, accurate reporting that helps readers understand the money stories shaping their lives and businesses.

Related stories

CBK holds rate at 8.75% as private sector credit grows 10.6%
Finance News

CBK holds rate at 8.75% as private sector credit grows 10.6%

The Central Bank of Kenya kept its benchmark rate at 8.75% for a fourth meeting, as private credit growth hit
M-Pesa users can now invest in a Shari'ah money market fund from Sh100
Finance Lifestyle

M-Pesa users can now invest in a Shari’ah money market fund from Sh100

Safaricom and Gulfcap Investment Bank have launched Ziidi Shari'ah, an interest-free money market fund on M-Pesa with a Sh100 minimum