HELB TVET Loans: Diplomas at Universities, Advancing Levels and Eligibility

TVET students ask HELB the same few questions about eligibility. Here are HELB’s replies.

Based on questions students and loanees sent to HELB’s official X account (@HELBpage) and HELB’s own replies, checked on 14 October 2026. Questions are paraphrased.

Diplomas at universities are not funded

HELB has said repeatedly that it does not currently fund diploma programmes offered at universities; diploma programmes are funded only at TVET institutions approved by the Ministry of Education. That is why some universities do not appear in the institution list when “Diploma” is selected.

Advancing from certificate to diploma (or artisan to craft)

If you are advancing a level, HELB says you apply under the TVET first-time application, not subsequent; progression to a Craft Certificate is a Level 5 first-time application.

Finished your course duration

HELB told one student they were not eligible for the 2026/27 TVET subsequent loan because they had completed studies within the approved course duration.

Already had an undergraduate loan

HELB told one applicant that having benefited from an undergraduate loan, they could not get another loan until they began repaying.

Frequently asked questions

Does HELB fund a diploma at a university?

No. HELB says it currently funds diplomas only at TVET institutions approved by the Ministry of Education.

I moved from certificate to diploma. Do I apply as subsequent?

No. HELB says those advancing a level apply under the TVET first-time application.

Is TVET application still open for 2026/27?

HELB said on 25 September 2026 that undergraduate and TVET applications were closed.