91-day T-bill8.750%▲ 0.002
182-day T-bill8.851%▼ 0.008
364-day T-bill9.029%▲ 0.002
Central Bank Rate8.75%07/10/2026
Inflation7.3%October 2026
Top MMF yield10.34%Jubilee
Sources: CBK auction, 2 Nov 2026 value date (change vs 26 Oct); CBK key rates; fund managers' published yields, as at 31st December 2025 to 31st March 2026.

UK Innovator Founder Visa for Kenyan Entrepreneurs: Proven Rules, £1,357 Fee and Endorsement Steps

UK Innovator Founder visa for Kenyan entrepreneurs: GOV.UK's rules on endorsement, new, innovative, viable and scalable business ideas, the £1,357 fee, £1,000 endorsement, B2 English, savings and settlement after 3 years.

UK Innovator Founder Visa for Kenyan Entrepreneurs: Proven Rules, £1,357 Fee and Endorsement Steps

Updated 8 November 2026

The UK Innovator Founder visa is the UK’s route for founders who want to start and run a new, innovative business there. It does not depend on a job offer. Instead, an approved endorsing body must back your business idea. For Kenyan founders, the question is less about money and more about whether the idea is genuinely new and can grow. This guide sets out the rules and costs from GOV.UK.

Source: GOV.UK Innovator Founder visa guidance (last updated 9 September 2026), including its eligibility, English and documents sections, read on 8 November 2026. Check GOV.UK for changes before applying.

UK Innovator Founder visa: key facts

Item GOV.UK rule
Who it is for Founders setting up a new, innovative business in the UK
Endorsement Required from an approved endorsing body; £1,000 fee
Check-ins Meet the endorsing body at 12 and 24 months; £500 each time
Visa fee £1,357 from outside the UK; £1,693 to extend or switch inside
Savings £1,270 held for 28 consecutive days
English CEFR level B2
Length 3 years, extendable; settlement possible after 3 years
Decision Usually 3 weeks from outside the UK

What your business must be

GOV.UK says the business idea must be:

  • new: you cannot join a business that is already trading;
  • innovative: an original idea that is different from anything else on the market;
  • viable, with potential for growth;
  • scalable: with evidence of plans to create jobs and grow into national and international markets.

This excludes many common diaspora plans. Opening a franchise, an ordinary shop or a consultancy like many others already on the market will not pass the innovation test, however well funded.

Getting endorsed for the UK Innovator Founder visa

Before you apply, an approved endorsing body must assess your business or idea and, if it qualifies, issue an endorsement letter. You need that letter for the visa application. The endorsement costs £1,000, paid to the endorsing body. If your visa is granted, you meet the body after 12 and 24 months to show progress, at £500 per meeting. Your visa may be cut short if the endorsement is withdrawn.

For a new business, you must show the endorsing body you have enough funding and where it comes from. GOV.UK does not set a fixed minimum investment on these pages. You do not need investment funds if your business is already established and was endorsed for an earlier visa, or if you have agreed changes to it with your endorsing body.

Other requirements

  • be at least 18;
  • prove English at CEFR B2, through a UK school qualification, a UK degree, an English-taught overseas degree assessed by Ecctis, or a SELT. Kenya is not on the exempt list;
  • have at least £1,270 of personal savings for 28 consecutive days. Investment funds and money from illegal work cannot be counted;
  • provide TB test results, since Kenya is on GOV.UK’s TB test list, and certified translations of any documents not in English or Welsh.

How much the UK Innovator Founder visa costs

  • visa fee: £1,357 per person from outside the UK;
  • endorsement: £1,000;
  • check-in meetings: £500 each, at least two;
  • immigration health surcharge, which GOV.UK says you must also pay with the application;
  • £1,270 of savings to show.

Before the surcharge, test and translation costs, the fixed fees for one founder are £1,357 + £1,000 + £1,000 = £3,357 over the first three years. Dependants pay their own visa fees.

What you can and cannot do

You can set up one or more businesses, work for your business as a director or partner, take other work that needs at least a level 3 qualification, bring eligible dependants, travel, and apply to settle after 3 years if you meet the requirements. You cannot claim most public funds or work as a professional sportsperson or sports coach.

Steps from Kenya

  1. Test your idea against the four criteria and write a credible plan for jobs and growth.
  2. Choose an approved endorsing body from GOV.UK’s list and apply for endorsement.
  3. Prepare English evidence, a TB test, 28 days of bank statements and your passport.
  4. Apply online with your endorsement letter and pay the fee and surcharge.
  5. Prove your identity with the ID Check app or at a visa application centre.
  6. Expect a decision in about 3 weeks, then plan your 12-month check-in.

Is it right for you?

The visa suits founders with technology, fintech, agritech or product ideas that are genuinely new in the UK market and can be shown to scale. If your plan is mainly to work or study, the Skilled Worker or Graduate routes are better fits. Treat any agent who “guarantees” an endorsement with caution, because endorsing bodies make their own assessment.

Frequently asked questions

Is there a minimum investment for the UK Innovator Founder visa?

GOV.UK’s pages set no fixed figure. You must show the endorsing body you have enough funding and where it comes from.

Can I join an existing UK business?

No. The business must be new. You cannot join one that is already trading.

How long can I stay?

3 years, with unlimited 3-year extensions and possible settlement after 3 years.

Can my family come?

Your partner and children can apply as dependants if they are eligible.

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About Author

Norah Waceke is a business journalist and editor at Business Radar with more than eight years of experience covering Kenya's economy, companies and markets. She previously worked at one of Kenya's leading digital news platforms, where she reported on business, finance and current affairs. A graduate of Multimedia University of Kenya, Norah focuses on clear, accurate reporting that helps readers understand the money stories shaping their lives and businesses.

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