Nobel Lending is a loan app run by Lendara Credit Limited, a digital credit provider licensed by the Central Bank of Kenya (CBK). It appears in CBK’s September 2026 directory with a licence date of April 10, 2026.
At a glance
| Lender (licensed name) | Lendara Credit Limited |
|---|---|
| CBK licence | Licensed digital credit provider, listed in the directory dated September 2026; licensed April 10, 2026 |
| Loan amounts (published) | KES 1,000 – 100,000 |
| Repayment term (published) | 91 – 180 days |
| APR / cost (published) | 10% – 33% |
| Other fees and terms | Approval not guaranteed; reapply after 7–14 days if declined |
| Customer contact (per CBK) | +254726863836 · lendaracreditl@gmail.com |
| Office (per CBK) | Abacus House, Baba Dogo |
The terms are what the lender publishes on its Google Play listing; your actual limit, rate and fees are set by its credit scoring and shown in the app before you accept a loan. Terms not listed above are not published.
Repayment calculator
Prefilled with 33% a year for 91 days from the published terms. Change the amount, rate, term and any upfront fee to match the offer in the app.
App availability
- Nobel Lending – Google Play, 10K+ downloads, updated Aug 17, 2026
We checked Google Play only. Download only the listing whose developer matches the lender, and check the lender is in CBK’s directory before borrowing.
Terms as published by the lender
- 1. Flexible Loan Amounts
- 3. Simple and Transparent Fees
- Loan Amount: KES 1000 – KES 100,000
- Repayment Term: 91 – 180 days
- Annual Percentage Rate (APR): 10% – 33%
- Apply for a 180-day loan with a principal of KES 50,000 at an APR of 24%:
- Loan Principal: KES 50,000 (180 days)
- Total Interest: KES 5,917 (KES 50,000 × 24% × 180 ÷ 365)
- Total Fees: KES 5,917
- Total Repayment Amount: KES 55,917
How to apply
Install the app from the official listing above, register with your phone number and ID as the app asks, and review the loan offer: it must show the amount, the total cost and the due date before you accept. Loans are usually sent to M-Pesa. Repay through the app or the paybill shown in it. Late repayment can lead to penalties stated in your offer and to listing with a credit reference bureau.
Frequently asked questions
Is Nobel Lending licensed by CBK?
Yes. Lendara Credit Limited is in CBK’s Directory of Digital Credit Providers (September 2026), licensed April 10, 2026.
How much can I borrow on Nobel Lending?
The lender publishes: KES 1,000 – 100,000. Your limit depends on its assessment.
How much does Nobel Lending charge?
Published cost: 10% – 33%. Approval not guaranteed; reapply after 7–14 days if declined
Sources
- CBK – Directory of Digital Credit Providers (September 2026) (checked 13 Oct 2026)
- Nobel Lending – Google Play listing (checked 13 Oct 2026)
More: All CBK-licensed loan apps · Cheapest loan apps compared · All 281 CBK-licensed digital lenders · CRB guide
