Business Radar’s motoring hub brings together the numbers you need to buy, finance, import and run a vehicle in Kenya. Every figure comes from the source that sets it: the brand’s official distributor for prices, the Kenya Bankers Association’s cost-of-credit site for loan rates, KRA and KEBS for imports, NTSA for registration and Kenya Power for charging.
Updated 10 November 2026. Each tool and guide shows its own source and date.
Contents
Free motoring tools
- Car prices in Kenya: new vehicles with a price published by the official distributor, 33 models from Isuzu and Changan.
- Car loan calculator: monthly repayment and total interest for any amount, rate and term.
- Car import duty calculator: estimated KRA taxes on an imported vehicle.
- Import duty calculator for goods from China, including vehicle parts.
- Car insurance premium estimator: a first estimate before you ask insurers for quotes.
New car prices from official distributors
Most dealers in Kenya do not publish prices. Isuzu East Africa and Changan Kenya do, so our motoring price list starts with them: from KSh 1.89 million for a Changan Star 5 mini-truck to KSh 9.99 million for an Isuzu mu-X LS-T, plus Isuzu trucks and bus chassis up to KSh 14.9 million. Here are the cars, SUVs and pickups:
| Brand | Type | Model as listed | Published price | Source |
|---|---|---|---|---|
| Isuzu | SUV | mu-X LS-T | KSh 9,990,000 | Isuzu East Africa |
| Isuzu | SUV | mu-X LS-U | KSh 8,990,000 | Isuzu East Africa |
| Isuzu | Pickup | D-Max Single Cab TFR87 4x2 manual | KSh 3,890,000 | Isuzu East Africa |
| Isuzu | Pickup | D-Max Single Cab TFS87 4x4 manual | KSh 4,390,000 | Isuzu East Africa |
| Isuzu | Pickup | D-Max Single Cab TFS87 4x4 automatic | KSh 4,600,000 | Isuzu East Africa |
| Isuzu | Pickup | D-Max Double Cab TFS87 4x4 manual | KSh 6,949,000 | Isuzu East Africa |
| Isuzu | Pickup | D-Max Double Cab TFS87 4x4 automatic | KSh 7,200,000 | Isuzu East Africa |
| Isuzu | Pickup | D-Max Double Cab TFS40 3.0 4x4 | KSh 8,996,000 | Isuzu East Africa |
| Changan | Cars and SUVs | Hunter 4WD | From KSh 4,800,000 | Changan Kenya |
| Changan | Cars and SUVs | UNI-S | From KSh 4,490,000 | Changan Kenya |
| Changan | Cars and SUVs | CS75 Pro | From KSh 3,990,000 | Changan Kenya |
| Changan | Cars and SUVs | Hunter K50 REEV 4WD (range-extender) | From KSh 7,900,000 | Changan Kenya |
Prices as published on each distributor's own website, read 10 Nov 2026. Only prices that a brand's official Kenyan distributor publishes on its own website, read on the date shown. Prices are in Kenya shillings as published; ask the dealer for a written quotation, which may add registration, insurance and accessories.
The full list, including vans, trucks and buses, and the brands that only give prices on request, is on our car prices in Kenya page, and our Isuzu D-Max price guide breaks down every D-Max version with loan repayments.
Car loan rates
Banks and microfinance banks publish their average asset finance rates on the Kenya Bankers Association’s Total Cost of Credit site. These are the ten lowest averages we found on 10 November 2026:
| # | Lender | Average asset-finance rate | How it is built | Lender last updated |
|---|---|---|---|---|
| 1 | Bank of Baroda (K) Limited | 13.8% | CBR 8.75% + premium 5.05% | 05-11-2026 |
| 2 | Prime Bank Limited | 14.5% | CBR 8.75% + premium 5.75% | 31-03-2026 |
| 3 | Victoria Commercial Bank Plc | 14.66% | CBR 8.75% + premium 5.91% | 05-11-2026 |
| 4 | M-Oriental Bank Limited | 15.2% | CBR 8.75% + premium 6.45% | 24-04-2026 |
| 5 | Stanbic Bank Kenya Limited | 15.52% | KESONIA 8.7506% + premium 6.77% | 06-10-2026 |
| 6 | KCB Bank Kenya Limited | 15.88% | CBR 8.75% + premium 7.13% | 24-09-2026 |
| 7 | Co-operative Bank of Kenya Limited | 16% | KESONIA 8.7506% + premium 7.25% | 06-10-2026 |
| 8 | Diamond Trust Bank Kenya Limited | 16.06% | CBR 8.75% + premium 7.31% | 03-11-2026 |
| 9 | DIB Bank Kenya Limited | 16.15% | CBR 8.75% + premium 7.4% | 13-08-2026 |
| 10 | Absa Bank Kenya Plc | 16.32% | CBR 8.75% + premium 7.57% | 05-11-2026 |
Source: KBA Total Cost of Credit portal, average interest rate report (Asset Finance column), read 10 Nov 2026. Dates are day-month-year as filed. Averages only; ask for a written quote and the total cost of credit.
Read our car loan interest rates comparison for each bank’s terms, Mogo’s car loan requirements for a non-bank option, and asset finance vs leasing if the vehicle is for a business. Many loans are now priced off KESONIA; our KESONIA explainer shows how that works.
Importing a car
Used imports, mostly from Japan, make up a large part of the Kenyan market. Start with these guides:
- How to import a car from Japan to Kenya
- The KEBS eight-year rule
- Car import duty rates in Kenya
- How long shipping from Japan to Mombasa takes
- Fuel efficiency standards for imported vehicles
- KRA car auctions
Model-by-model duty estimates: Toyota Vitz, Axio, Fielder, Harrier, Prado, RAV4, Probox and Noah. If you are buying locally, use our used car checklist.
Electric cars
Kenya Power charges KSh 16 per unit at peak and KSh 8 off-peak to customers metered under its e-mobility tariff. Kenya had more than 35,000 registered electric vehicles by the end of 2025, most of them two-wheelers. Our guide to electric cars in Kenya covers the tariff, what a charge costs and the tax incentives.
NTSA, ownership and running costs
- NTSA services guide
- Transferring vehicle ownership on NTSA
- NTSA motor vehicle inspection fees
- Checking a vehicle’s owner
- Checking motor insurance validity
- Paying NTSA instant fines
Frequently asked questions
Where can I find official car prices in Kenya?
Isuzu East Africa and Changan Kenya publish prices on their own websites, and our car prices page collects them. Toyota Kenya, BYD, Chery and Mahindra give prices on request.
Which bank has the lowest car loan rate in Kenya?
On the Total Cost of Credit site on 10 November 2026, Bank of Baroda showed the lowest average asset finance rate at 13.8%, followed by Prime Bank at 14.5%. Your own rate depends on your profile and the bank’s assessment.
Is it cheaper to charge an electric car at night in Kenya?
Yes, if you are metered under Kenya Power’s e-mobility tariff. The off-peak rate of KSh 8 per unit is half the peak rate of KSh 16.
