Finance

Leo Cash Loan App Kenya: Limits, Interest, Fees and CBK Licence (2026)

Leo Cash is a loan app run by Reazilla DCP Limited, a digital credit provider licensed by the Central Bank of Kenya (CBK). It appears in CBK’s September 2026 directory with a licence date of September 2, 2025.

At a glance

Lender (licensed name) Reazilla DCP Limited
CBK licence Licensed digital credit provider, listed in the directory dated September 2026; licensed September 2, 2025
Loan amounts (published) Not stated in the listing
Repayment term (published) 91 – 360 days
APR / cost (published) 27.7% – 33.5%
Other fees and terms Service fee KES 0
Customer contact (per CBK) +254115900545 · reazilladcpkenya@gmail.com
Office (per CBK) Cabby Centre, Dagoretti, Nairobi

The terms are what the lender publishes on its Google Play listing; your actual limit, rate and fees are set by its credit scoring and shown in the app before you accept a loan. Terms not listed above are not published.

Repayment calculator

Prefilled with 33.5% a year for 91 days from the published terms. Change the amount, rate, term and any upfront fee to match the offer in the app.

Estimate only. Rates checked 13 Oct 2026.

App availability

  • LEO CASH – Google Play, 100K+ downloads, updated Jul 16, 2026

We checked Google Play only. Download only the listing whose developer matches the lender, and check the lender is in CBK’s directory before borrowing.

Terms as published by the lender

  • Repayment Time: Sort Term 91 days,lon term 360 days
  • Annual profit rate(APR): 27.7% – 33.5%
  • service fee: 0 KES
  • For example with a lona of 5000 KES:
  • Loan Term: 91 Days
  • Annual interest rate: 29%
  • Total Interest: 360 KES
  • Total amount to repay: 5,360 KES

How to apply

Install the app from the official listing above, register with your phone number and ID as the app asks, and review the loan offer: it must show the amount, the total cost and the due date before you accept. Loans are usually sent to M-Pesa. Repay through the app or the paybill shown in it. Late repayment can lead to penalties stated in your offer and to listing with a credit reference bureau.

Frequently asked questions

Is Leo Cash licensed by CBK?

Yes. Reazilla DCP Limited is in CBK’s Directory of Digital Credit Providers (September 2026), licensed September 2, 2025.

How much can I borrow on Leo Cash?

The lender publishes: Not stated in the listing. Your limit depends on its assessment.

How much does Leo Cash charge?

Published cost: 27.7% – 33.5%. Service fee KES 0

Sources

More: All CBK-licensed loan apps · Cheapest loan apps compared · All 281 CBK-licensed digital lenders · CRB guide

Norah Waceke

About Author

Norah Waceke is a business journalist and editor at Business Radar with more than eight years of experience covering Kenya's economy, companies and markets. She previously worked at Kenyans.co.ke, one of the country's leading digital news platforms, where she reported on business, finance and current affairs. A graduate of Multimedia University of Kenya, Norah focuses on clear, accurate reporting that helps readers understand the money stories shaping their lives and businesses.

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