Finance

RocketPesa Loan App Kenya: Limits, Interest, Fees and CBK Licence (2026)

RocketPesa is a loan app run by Natal Tech Limited, a digital credit provider licensed by the Central Bank of Kenya (CBK). It appears in CBK’s September 2026 directory with a licence date of January 30, 2023.

At a glance

Lender (licensed name) Natal Tech Limited
CBK licence Licensed digital credit provider, listed in the directory dated September 2026; licensed January 30, 2023
Loan amounts (published) KES 5,000 – 50,000
Repayment term (published) 91 – 365 days
APR / cost (published) Max 24%
Other fees and terms 2% per month
Customer contact (per CBK) +254 792 989 705 · nataltechltd@gmail.com
Office (per CBK) Harmony Street, Kenol Sagana Highway

The terms are what the lender publishes on its Google Play listing; your actual limit, rate and fees are set by its credit scoring and shown in the app before you accept a loan. Terms not listed above are not published.

Repayment calculator

Prefilled with 24% a year for 91 days from the published terms. Change the amount, rate, term and any upfront fee to match the offer in the app.

Estimate only. Rates checked 13 Oct 2026.

App availability

We checked Google Play only. Download only the listing whose developer matches the lender, and check the lender is in CBK’s directory before borrowing.

Terms as published by the lender

  • Loan Period: 91 – 365 days
  • Loan Amount:  Ksh 5,000 – Ksh 50,000
  • Maximum Annual Percentage Rate (APR): 24%
  • Loan Rate: 24% APR (yearly rate) or 2% per month ( 24% ÷ 12 months) or 0.06575% per day (24% ÷ 365 days)

How to apply

Install the app from the official listing above, register with your phone number and ID as the app asks, and review the loan offer: it must show the amount, the total cost and the due date before you accept. Loans are usually sent to M-Pesa. Repay through the app or the paybill shown in it. Late repayment can lead to penalties stated in your offer and to listing with a credit reference bureau.

Frequently asked questions

Is RocketPesa licensed by CBK?

Yes. Natal Tech Limited is in CBK’s Directory of Digital Credit Providers (September 2026), licensed January 30, 2023.

How much can I borrow on RocketPesa?

The lender publishes: KES 5,000 – 50,000. Your limit depends on its assessment.

How much does RocketPesa charge?

Published cost: Max 24%. 2% per month

Sources

More: All CBK-licensed loan apps · Cheapest loan apps compared · All 281 CBK-licensed digital lenders · CRB guide

Norah Waceke

About Author

Norah Waceke is a business journalist and editor at Business Radar with more than eight years of experience covering Kenya's economy, companies and markets. She previously worked at Kenyans.co.ke, one of the country's leading digital news platforms, where she reported on business, finance and current affairs. A graduate of Multimedia University of Kenya, Norah focuses on clear, accurate reporting that helps readers understand the money stories shaping their lives and businesses.

Related stories

CBK holds rate at 8.75% as private sector credit grows 10.6%
Finance News

CBK holds rate at 8.75% as private sector credit grows 10.6%

The Central Bank of Kenya kept its benchmark rate at 8.75% for a fourth meeting, as private credit growth hit
M-Pesa users can now invest in a Shari'ah money market fund from Sh100
Finance Lifestyle

M-Pesa users can now invest in a Shari’ah money market fund from Sh100

Safaricom and Gulfcap Investment Bank have launched Ziidi Shari'ah, an interest-free money market fund on M-Pesa with a Sh100 minimum