Airtel Money has one of the simplest pricing rules in Kenyan mobile money: sending to another Airtel Money user is free, whatever the amount. You only pay when you send to another network such as M-Pesa or T-Kash.
Airtel to Airtel: free
Airtel has waived all person to person fees across every band. Whether you send KSh 50 or KSh 250,000 to another Airtel Money number, the fee is zero. The only limits are the transaction caps further down.
Airtel to other networks
| Amount (KSh) | Fee (KSh) |
|---|---|
| 10 to 100 | Not available |
| 101 to 500 | 7 |
| 501 to 1,000 | 13 |
| 1,001 to 1,500 | 23 |
| 1,501 to 2,500 | 33 |
| 2,501 to 3,500 | 53 |
| 3,501 to 5,000 | 57 |
| 5,001 to 7,500 | 78 |
| 7,501 to 10,000 | 90 |
| 10,001 to 15,000 | 100 |
| 15,001 to 20,000 | 105 |
| 20,001 to 250,000 | 108 |
How to send
- Dial *334# or open the My Airtel app.
- Choose Send Money.
- Pick Airtel Money for an Airtel number, or the other-network option for M-Pesa and T-Kash.
- Enter the number, the amount and your PIN after checking the name and fee shown.
Limits
| Limit | Amount |
|---|---|
| Per transaction | KSh 250,000 |
| Per day | KSh 500,000 |
| Wallet balance | KSh 500,000 |
Getting the most out of free transfers
If your family, chama members or casual staff all use Airtel Money, you can move money between yourselves at no cost. Some small businesses pay weekly wages this way and only ask workers to withdraw when they need cash. If you are hiring casual staff, you can find candidates on JobinKenya.
For how this compares with M-Pesa, read our M-Pesa vs Airtel Money comparison.
