DG Loan is a loan app run by Loan Plus Digital Credit Provider Limited, a digital credit provider licensed by the Central Bank of Kenya (CBK). It appears in CBK’s September 2026 directory with a licence date of June 5, 2025.
At a glance
| Lender (licensed name) | Loan Plus Digital Credit Provider Limited |
|---|---|
| CBK licence | Licensed digital credit provider, listed in the directory dated September 2026; licensed June 5, 2025 |
| Loan amounts (published) | KES 1,000 – 50,000 |
| Repayment term (published) | 91 – 360 days |
| APR / cost (published) | 12% – 36% |
| Other fees and terms | Example: KES 3,000 for 180 days at 31.77% APR costs KES 470 |
| Customer contact (per CBK) | +25479981870 · loanplusDCP@hotmail.com |
| Office (per CBK) | 1st Floor, 623 Wood Avenue, Nairobi |
The terms are what the lender publishes on its Google Play listing; your actual limit, rate and fees are set by its credit scoring and shown in the app before you accept a loan. Terms not listed above are not published.
Repayment calculator
Prefilled with 36% a year for 91 days from the published terms. Change the amount, rate, term and any upfront fee to match the offer in the app.
App availability
- DG Loan-Cash Online – Google Play, 1M+ downloads, updated Sep 11, 2026
We checked Google Play only. Download only the listing whose developer matches the lender, and check the lender is in CBK’s directory before borrowing.
Terms as published by the lender
- Loan Amount: KSh 1,000 – KSh 50,000
- Repayment Tenure: 91 to 360 days (extensions available)
- Minimun Rate: 12% APR (Annual Percentage Rate)
- Maximum Rate: 36% APR (Annual Percentage Rate)
- If you borrow: KSh 3,000 for 180 days at 31.77% APR:
- The interest would be KSh 470
- The total repayment amount would be KSh 3,470
- 2. Choose your preferred loan amount and terms
How to apply
Install the app from the official listing above, register with your phone number and ID as the app asks, and review the loan offer: it must show the amount, the total cost and the due date before you accept. Loans are usually sent to M-Pesa. Repay through the app or the paybill shown in it. Late repayment can lead to penalties stated in your offer and to listing with a credit reference bureau.
Frequently asked questions
Is DG Loan licensed by CBK?
Yes. Loan Plus Digital Credit Provider Limited is in CBK’s Directory of Digital Credit Providers (September 2026), licensed June 5, 2025.
How much can I borrow on DG Loan?
The lender publishes: KES 1,000 – 50,000. Your limit depends on its assessment.
How much does DG Loan charge?
Published cost: 12% – 36%. Example: KES 3,000 for 180 days at 31.77% APR costs KES 470
Sources
- CBK – Directory of Digital Credit Providers (September 2026) (checked 13 Oct 2026)
- DG Loan-Cash Online – Google Play listing (checked 13 Oct 2026)
More: All CBK-licensed loan apps · Cheapest loan apps compared · All 281 CBK-licensed digital lenders · CRB guide
