91-day T-bill8.750%▲ 0.002
182-day T-bill8.851%▼ 0.008
364-day T-bill9.029%▲ 0.002
Central Bank Rate8.75%07/10/2026
Inflation6.8%September 2026
Top MMF yield10.46%Madison
Sources: CBK auction, 2 Nov 2026 value date (change vs 26 Oct); CBK key rates; fund managers' published yields, as at 1 Nov 2026.

I&M Dividend History and 2026 Payment Dates

I&M dividend history 2022-2026: every interim and final per share, book closure and payment dates, the KSh 3.75 total for 2025 and when the next interim is due.

I&M Dividend History and 2026 Payment Dates

I&M dividend history shows payouts rising from KSh 1.50 per share for 2021 to KSh 3.75 for 2025 (a KSh 1.50 interim plus a KSh 2.25 final). Since 2024, I&M Group has paid two dividends a year: an interim announced in late November and paid in mid-January, and a final paid in May. If the pattern holds, the next interim announcement for 2026 would come around late November 2026. Below is every payout, totals by year and how to qualify.

Updated 1 November 2026. Sources: CDSC corporate actions and S&P Global dividend data (see bottom).

I&M dividend history table

Dividend Per share Book closure / record date Payment date
Final FY2025 KSh 2.25 16 Apr 2026 21 May 2026
Interim FY2025 KSh 1.50 15 Dec 2025 14 Jan 2026
Final FY2024 KSh 1.70 16 Apr 2025 22 May 2025
Interim FY2024 KSh 1.30 16 Dec 2024 14 Jan 2025
FY2023 KSh 2.55 18 Apr 2024 24 May 2024
FY2022 KSh 2.25 20 Apr 2023 25 May 2023
FY2021 KSh 1.50 21 Apr 2022 26 May 2022

Total dividend per share by financial year

Financial year Interim Final Total
2021 – KSh 1.50 KSh 1.50
2022 – KSh 2.25 KSh 2.25
2023 – KSh 2.55 KSh 2.55
2024 KSh 1.30 KSh 1.70 KSh 3.00
2025 KSh 1.50 KSh 2.25 KSh 3.75

The total has risen every year in this period, and the move to an interim payment from 2024 means shareholders now receive cash twice a year. The FY2025 total of KSh 3.75 was 25% higher than the KSh 3.00 paid for 2024.

When is the next I&M dividend?

The interim for FY2024 was announced on 20 November 2024, and the FY2025 interim was announced on 20 November 2025, both with book closure in mid-December and payment on 14 January. That makes late November the month to watch for the 2026 interim. To receive it, you would need to own the shares before the book closure date the company sets. We will update this page when the announcement is made; meanwhile, track all upcoming dates in our NSE dividend calendar.

Reading the I&M dividend history as an investor

The I&M dividend history tells a simple story: a bank that paid one dividend a year until 2023, then switched to two payments and raised the total each year. For an income investor, the move to an interim is useful because cash arrives in January as well as May. It does not change the total you receive, but it smooths your income. What matters more is whether profits keep growing, since dividends come out of earnings. Check the half-year results in August and the full-year results in March, when the board announces the final dividend, before assuming the I&M dividend history will repeat.

What I&M dividends pay you

Shares held FY2025 total (KSh 3.75) Net after 5% withholding tax (resident)
500 KSh 1,875 KSh 1,781.25
1,000 KSh 3,750 KSh 3,562.50
5,000 KSh 18,750 KSh 17,812.50

To calculate the yield, divide the annual dividend by the price you pay per share. Our dividend yield explainer shows the maths and why a single year’s yield can mislead. For comparison with other lenders, see KCB’s dividend history and the KCB vs I&M Bank comparison.

How to make sure you get paid

  1. Hold the shares in a CDS account in your name before book closure.
  2. Keep your bank or M-Pesa details up to date with the registrar.
  3. If a past dividend is missing, follow our unclaimed dividends guide.

Frequently asked questions

How much dividend does I&M Group pay?

KSh 3.75 per share for 2025: a KSh 1.50 interim paid on 14 January 2026 and a KSh 2.25 final paid on 21 May 2026.

When does I&M pay its interim dividend?

For 2024 and 2025 the interim was announced on 20 November, with book closure in mid-December and payment on 14 January.

When was the last I&M dividend paid?

21 May 2026: a final of KSh 2.25 per share, with book closure on 16 April 2026.

Is tax deducted from I&M dividends?

Yes. Withholding tax is deducted before payment; for resident individual shareholders of listed companies it is 5%.

Sources: CDSC corporate actions (FY2024 interim announcement); S&P Global data via StockAnalysis for all dates. Read 1 November 2026. Not investment advice.

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About Author

Norah Waceke is a business journalist and editor at Business Radar with more than eight years of experience covering Kenya's economy, companies and markets. She previously worked at one of Kenya's leading digital news platforms, where she reported on business, finance and current affairs. A graduate of Multimedia University of Kenya, Norah focuses on clear, accurate reporting that helps readers understand the money stories shaping their lives and businesses.

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