SACCOs pay a dividend on share capital and interest (sometimes called a rebate) on deposits. Enter your balances and the rates your SACCO declared at its AGM.
Estimate only. Rates checked 13 Oct 2026.
Tax
KRA’s withholding tax rate on qualifying dividends to residents is 5%, deducted by the SACCO. Tax treatment of interest on deposits depends on the payment; ask your SACCO what it deducts.
See our SACCO loan calculators and the SASRA licensed SACCOs list.
Frequently asked questions
How are SACCO dividends taxed?
At 5% withholding tax for residents on qualifying dividends.
Where do I find my SACCO’s dividend rate?
In its AGM announcement or annual report.
More: All guides · Tax calculators · PAYE calculator
Sources
- KRA – Withholding Income Tax FAQs (checked 13 October 2026)
