Banking & Finance Finance

SBM Bank Kenya Paybill, SWIFT Code & Customer Care Contacts (2026)

Official contact details for SBM Bank Kenya, including its M-PESA paybill, SWIFT code, customer care numbers, email and head office address. Contact details come from the Central Bank of Kenya’s directory of licensed banks; paybill and SWIFT details come from the bank’s own website.

SBM Bank Kenya at a glance

Licensed name SBM Bank Kenya Limited
M-PESA Paybill 552800
SWIFT / BIC code SBMKKENA
Telephone +254-20-2242348, 2244187, 2248842, 2220845
Email customerservice@smbank.co.ke
Website www.sbmbank.co.ke
Head office Riverside Mews, Riverside Drive, Nairobi.
Postal address P. O. Box 34886-00100 Nairobi
Branches (per CBK) 34 branches and 8 Xpress Units
Licensed 1st April 1996

How to deposit to SBM Bank Kenya from M-PESA

  1. Open M-PESA and choose Lipa na M-PESA, then Pay Bill.
  2. Enter business number 552800.
  3. Enter your SBM Bank Kenya account number as the account number.
  4. Enter the amount and your M-PESA PIN, then confirm.

M-PESA charges for paybill payments depend on the business. See our M-PESA charges calculator for send and withdrawal fees.

Receiving money from abroad

For international transfers into a SBM Bank Kenya account, the sender needs the SWIFT/BIC code SBMKKENA, your full name as on the account, and your account number. Some banks use branch-specific SWIFT codes for certain branches; confirm with your branch for large or time-sensitive transfers.

Loan repayments

Planning a loan with SBM Bank Kenya? Estimate your monthly instalments with our SBM Bank Kenya loan calculator, or compare lenders on the bank loan calculators page.

Frequently asked questions

What is the SBM Bank Kenya M-PESA paybill number?

552800. Use your SBM Bank Kenya account number as the account number.

What is the SBM Bank Kenya SWIFT code?

SBMKKENA, as published by the bank.

How do I contact SBM Bank Kenya customer care?

CBK’s directory lists +254-20-2242348, 2244187, 2248842, 2220845 and email customerservice@smbank.co.ke.

Is SBM Bank Kenya licensed by the Central Bank of Kenya?

Yes. SBM Bank Kenya Limited appears in CBK’s directory of licensed commercial banks (July 2026).

Sources

Norah Waceke

About Author

Norah Waceke is a business journalist and editor at Business Radar with more than eight years of experience covering Kenya's economy, companies and markets. She previously worked at Kenyans.co.ke, one of the country's leading digital news platforms, where she reported on business, finance and current affairs. A graduate of Multimedia University of Kenya, Norah focuses on clear, accurate reporting that helps readers understand the money stories shaping their lives and businesses.

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