Updated 19 October 2026
Quick answer: K-Unity Sacco’s head office is on the 7th floor of K-Unity Building, Biashara Street, Kiambu Town. Call or WhatsApp +254 707 424774, or email info@k-unity.co.ke. Complaints and feedback go to customerfeedback@k-unity.co.ke. The Sacco has 16 branches across Kiambu, Nairobi, Nakuru and Narok counties, and each branch phone number is listed below.
K-Unity Sacco Head Office Contacts
| Channel | Details published by K-Unity |
|---|---|
| Phone and WhatsApp | +254 707 424774 |
| General email | info@k-unity.co.ke |
| Complaints and feedback | customerfeedback@k-unity.co.ke |
| Head office | K-Unity Building, 7th floor, Biashara Street, Kiambu |
| Hours | Monday to Friday 8am to 4pm; Saturday 8am to 12 noon; closed on public holidays |
| Online banking | portal.k-unity.co.ke |
| Social media | @kunitysacco on X and Instagram; K-Unity Sacco official page on Facebook; YouTube @k-unitysacco |
The WhatsApp number is the same line linked from the Sacco’s own website. If anyone contacts you from a different number asking for your PIN, a “processing fee” before a loan, or a deposit to a personal M-Pesa line, treat it as a scam and call the head office.
All K-Unity Sacco Branches and Phone Numbers
This is the full branch list on K-Unity’s contact page, checked in October 2026.
| Branch | Location | Phone |
|---|---|---|
| Kiambu | K-Unity Building, ground floor, Biashara Street, Kiambu Town | 0711 535 753 |
| Githunguri | K-Unity Building, next to the Post Office, Githunguri Town | 0701 929 807 |
| Kagwe | Gichombo’s Building, next to Total petrol station, Kagwe Town | 0701 929 791 |
| Kiriita | K-Unity Building, ground floor, Kimende Town | 0701 920 687 |
| Wakimbo | Prime House Building, Thika flyover junction, Wakimbo | 0701 922 862 |
| Suswa | Eagle Plaza, next to Mara Gateway, Suswa Town | 0710 738 071 |
| Mai Mahiu | Flomic Building, opposite the Narok and Mai Mahiu junction | 0701 920 282 |
| Ruaka | Elizaphan Plaza, ground floor, Limuru Road, Ruaka | 0741 899 867 |
| Nairagie Enkare | Enkare Kesier Building, Nairagie Enkare Town | 0701 931 219 |
| Gikomba | Cambodia Building, next to Business Arcade Plaza, Gikomba | 0701 923 899 |
| Kikuyu | K-Unity Building, opposite Able God Wholesalers, Kikuyu Town | 0701 928 720 |
| Gikambura | Gikambura Dairy Building, Gikambura Town | 0792 245 231 |
| Limuru | K-Unity Building, ground floor, next to Bata, Limuru Town | 0711 535 837 |
| Wangige | K-Unity Building, next to the market and Wamakumi Building, Wangige Town | 0701 848 809 |
| Banana | Summer Building, next to Family Bank, Banana Town | 0704 531 044 |
| Kamwangi | Not published | 0701 846 821 |
Branch hours are not listed separately, so assume the head office hours and call ahead on Saturdays.
About K-Unity Sacco
K-Unity, formerly Kiambu Unity Finance Co-operative Union, was formed in 1974 when the Limuru Marketing Co-operative Union and the Kiambu Dairy Marketing Union merged to provide savings and credit to dairy and pyrethrum societies. It says it now has more than 150,000 members, an asset base of over KSh 9.2 billion, and members in Kiambu, Nairobi, Nakuru, Narok and Nyandarua. SASRA’s 2026 register lists it as a licensed deposit-taking Sacco, so it can run FOSA accounts as well as deposit-backed loans.
Savings Accounts and Fees
| Account | Main terms (K-Unity website) |
|---|---|
| Akiba Savings | Works like a current account; minimum balance KSh 500; ledger fee KSh 50 a month |
| Boresha | Minimum operating balance KSh 2,000; no monthly ledger fee; KSh 100 annual maintenance |
| Jijenge Deposits | Minimum KSh 300 a month; borrow 4 to 5 times deposits; interest 7.5% p.a. below KSh 1m, 8% for KSh 1m to 2m, 9% above KSh 2m; 60-day withdrawal notice |
| Watoto and School Fees | Minimum KSh 500; withdrawals limited to three a year |
| Holiday Savings | Minimum KSh 250 a week |
| Chama Savings | Opening balance KSh 2,000; KSh 100 a year maintenance |
Loans fall into five groups: agri loans (Kilimo, Mifugo, Tea Bonus Advance), SME loans, salary loans, group loans and others such as Jijenge, asset finance, overdrafts and insurance premium financing. K-Unity does not publish loan interest rates online, so ask the branch for a quote and test the repayments with our K-Unity Sacco loan calculator. To estimate what your deposits and shares could earn, use the Sacco dividend calculator.
How to Reach K-Unity Fastest
- Account or loan balance: use mobile banking or the online portal before calling.
- Loan application: download the loan application form from the website, or visit your branch with your ID, KRA PIN and payslip or business records.
- Opening an account: bring a copy and the original of your ID, a passport photo and a copy of your KRA PIN, or use the online account opening form.
- Complaints: email customerfeedback@k-unity.co.ke with your member number so the case can be traced.
Diaspora Deposits
Members abroad can deposit to K-Unity’s account at Equity Bank: account name K-Unity Savings and Credit Co-operative Society Ltd, account number 0640280283694, branch code 064, bank code 680, SWIFT EQBLKENA. Then email the transaction details to info@k-unity.co.ke so the money is credited to you. A diaspora account needs a KRA PIN, a passport photo, a copy of your ID or passport and proof of address.
Looking for a job in the Sacco and banking sector? See current openings on JobinKenya.
Frequently Asked Questions
What is the K-Unity Sacco customer care number?
+254 707 424774. The same number is linked on the Sacco’s website for WhatsApp.
Where is the K-Unity Sacco head office?
K-Unity Building, 7th floor, Biashara Street, Kiambu Town.
How many branches does K-Unity Sacco have?
Its contact page lists 16 branches, from Kiambu and Limuru to Gikomba, Suswa and Nairagie Enkare.
Is K-Unity Sacco licensed by SASRA?
Yes. It is on SASRA’s 2026 list of licensed deposit-taking Saccos.
What do I need to open a K-Unity account?
A copy and the original of your national ID, a passport photo and a copy of your KRA PIN.
Last verified October 2026 against k-unity.co.ke. Confirm numbers with the branch before paying.
Prefer WhatsApp? Follow Business Radar on WhatsApp
Weekly, free. We only use your email for this newsletter and you can unsubscribe in one click. Privacy policy.
