Airtel Kenya has waived person-to-person fees between Airtel Money customers in all bands. You still pay when sending to other networks and when withdrawing cash at an agent. Enter an amount to see the charges from Airtel’s published tariff.
Full Airtel Money tariff
| Amount (KES) | Airtel to Airtel | To other networks (KES) | Agent withdrawal (KES) |
|---|---|---|---|
| 10–49 | Free | – | – |
| 50–100 | Free | – | 11 |
| 101–500 | Free | 7 | 29 |
| 501–1,000 | Free | 13 | 29 |
| 1,001–1,500 | Free | 23 | 29 |
| 1,501–2,500 | Free | 33 | 29 |
| 2,501–3,500 | Free | 53 | 52 |
| 3,501–5,000 | Free | 57 | 69 |
| 5,001–7,500 | Free | 78 | 87 |
| 7,501–10,000 | Free | 90 | 115 |
| 10,001–15,000 | Free | 100 | 167 |
| 15,001–20,000 | Free | 105 | 185 |
| 20,001–35,000 | Free | 108 | 197 |
| 35,001–50,000 | Free | 108 | 278 |
| 50,001–250,000 | Free | 108 | 309 |
Limits
Airtel’s tariff page sets a maximum of KES 250,000 per transaction, KES 500,000 per day, and an account balance of up to KES 500,000. To transact at an agent you need your original national ID or Kenyan passport.
Airtel Money vs M-PESA
For sending to people on the same network, Airtel Money is free at every amount, while M-PESA is free only up to KES 100. Withdrawal fees in Airtel’s published bands match M-PESA’s agent withdrawal fees. See the M-PESA charges calculator to compare.
Frequently asked questions
Is sending money Airtel to Airtel free?
Yes. Airtel Kenya has waived person-to-person fees between Airtel Money customers across all bands.
How much does Airtel charge to withdraw KES 1,000?
KES 29 at an agent (band KES 501–1,000).
What does it cost to send to another network?
It depends on the amount, from KES 7 for KES 101–500 up to KES 108 above KES 20,000.
What is the Airtel Money daily limit?
KES 500,000 a day, and KES 250,000 per transaction.
Related: PAYE & net salary calculator · SHIF calculator · NSSF calculator · Housing Levy calculator · Bank loan calculators
Sources
- Airtel Kenya – Airtel Money Tariff (checked 13 October 2026)


