Finance

LendPlus Loan App Kenya: Limits, Interest, Fees and CBK Licence (2026)

LendPlus is a loan app run by Aventus Technology Limited, a digital credit provider licensed by the Central Bank of Kenya (CBK). It appears in CBK’s September 2026 directory with a licence date of June 5, 2025.

At a glance

Lender (licensed name) Aventus Technology Limited
CBK licence Licensed digital credit provider, listed in the directory dated September 2026; licensed June 5, 2025
Loan amounts (published) KES 1,000 – 150,000
Repayment term (published) 61 – 365 days (incl. extensions)
APR / cost (published) Up to 547.5%
Other fees and terms Example: KES 3,000 for 61 days at max APR repays about KES 5,750
Customer contact (per CBK) +254709029000 · customer@lendplus.ke
Office (per CBK) Rhapta Road, Rhapta Heights, Nairobi

The terms are what the lender publishes on its Google Play listing; your actual limit, rate and fees are set by its credit scoring and shown in the app before you accept a loan. Terms not listed above are not published.

Repayment calculator

Prefilled with 547.5% a year for 61 days from the published terms. Change the amount, rate, term and any upfront fee to match the offer in the app.

Estimate only. Rates checked 13 Oct 2026.

App availability

We checked Google Play only. Download only the listing whose developer matches the lender, and check the lender is in CBK’s directory before borrowing.

Terms as published by the lender

  • Usually customers who repay loans on time increase their credit score. Reliable users can unlock higher limits and access larger amounts up to KES 200,000 directly from the app.
  • 1. Loan amounts: from KES 1,000 to KES 150,000
  • 2. Minimum repayment period: 61 days
  • 3. Maximum repayment period: 365 days (including extensions)
  • 4. Annual Percentage Rate (APR): up to 547.5%
  • A loan of KES 3,000 for 61 days at the maximum APR of 547.5% results in a total repayment of approximately KES 5,750, including applicable fees.

How to apply

Install the app from the official listing above, register with your phone number and ID as the app asks, and review the loan offer: it must show the amount, the total cost and the due date before you accept. Loans are usually sent to M-Pesa. Repay through the app or the paybill shown in it. Late repayment can lead to penalties stated in your offer and to listing with a credit reference bureau.

Frequently asked questions

Is LendPlus licensed by CBK?

Yes. Aventus Technology Limited is in CBK’s Directory of Digital Credit Providers (September 2026), licensed June 5, 2025.

How much can I borrow on LendPlus?

The lender publishes: KES 1,000 – 150,000. Your limit depends on its assessment.

How much does LendPlus charge?

Published cost: Up to 547.5%. Example: KES 3,000 for 61 days at max APR repays about KES 5,750

Sources

More: All CBK-licensed loan apps · Cheapest loan apps compared · All 281 CBK-licensed digital lenders · CRB guide

Norah Waceke

About Author

Norah Waceke is a business journalist and editor at Business Radar with more than eight years of experience covering Kenya's economy, companies and markets. She previously worked at Kenyans.co.ke, one of the country's leading digital news platforms, where she reported on business, finance and current affairs. A graduate of Multimedia University of Kenya, Norah focuses on clear, accurate reporting that helps readers understand the money stories shaping their lives and businesses.

Related stories

CBK holds rate at 8.75% as private sector credit grows 10.6%
Finance News

CBK holds rate at 8.75% as private sector credit grows 10.6%

The Central Bank of Kenya kept its benchmark rate at 8.75% for a fourth meeting, as private credit growth hit
M-Pesa users can now invest in a Shari'ah money market fund from Sh100
Finance Lifestyle

M-Pesa users can now invest in a Shari’ah money market fund from Sh100

Safaricom and Gulfcap Investment Bank have launched Ziidi Shari'ah, an interest-free money market fund on M-Pesa with a Sh100 minimum