Ushuru Sacco serves KRA staff and a wider common bond that has included government and reputable organisations, plus spouses of members. Confirm the current common bond on the Sacco’s own membership form before you pay.
Eligibility themes
- At least 18 years old
- Resident in Kenya (rules for diaspora products may differ)
- Good character and not running competing money-lending that conflicts with Sacco rules
- Within the Sacco’s stated field of membership
Typical contribution figures published for members
- Entrance fee about KES 1,000
- Share capital about KES 30,000
- Monthly savings about KES 3,000
- Rejoining fee about KES 3,000
- Risk or benevolent monthly contribution as the Sacco sets (figures around KES 300 have been published)
Take ID, passport photo and the filled form to a branch. Loan capacity usually tracks deposits.
Estimate only. Rates checked 13 Oct 2026.
Use the amortisation calculator only as a planning sketch; Ushuru’s own rates and multipliers apply.
