Quick answer
Tower Sacco head office is at Tower Sacco Plaza, Ol Kalou. The Nairobi branch is at Kariobangi Light Industries, Outer Ring Road. All branches use 0792 333 111.
Updated 18 October 2026
Tower Sacco has more than 30 branches and satellite offices in 2026. The head office is at Tower Sacco Plaza, Ol Kalou, along the Ol Kalou-Nakuru Road, and the Nairobi branch is at Kariobangi Light Industries on Outer Ring Road, next to Kariobangi Roundabout. Every branch uses the same line, 0792 333 111, and WhatsApp is 0731 638 930.
Tower Sacco contacts
| Channel | Details |
|---|---|
| Phone (all branches) | 0792 333 111 |
| 0731 638 930 | |
| General email | info@towersacco.co.ke |
| Queries and complaints | customercare@towersacco.co.ke |
| Diaspora members | diaspora@towersacco.co.ke |
| Postal address | P.O. Box 259-20303, Ol Kalou |
Full list of Tower Sacco branches
| Branch | Location | County |
|---|---|---|
| Head Office, Ol Kalou | Tower Sacco Plaza, Ol Kalou-Nakuru Road | Nyandarua |
| Engineer | Tower Sacco Plaza, Engineer | Nyandarua |
| Nairobi | Kariobangi Light Industries, along Outer Ring Road, next to Kariobangi Roundabout | Nairobi |
| Kamakis | Along Eastern Bypass at Reliance Park | Kiambu |
| Thika Makongeni | At BAT Junction, along Thika-Garissa Road | Kiambu |
| Nyahururu | Along Sharp Road, next to KCB Bank | Laikipia |
| Nanyuki | Along Lumumba Road, opposite Central Park | Laikipia |
| Rumuruti | Elparaiso Building, Hospital Road | Laikipia |
| Nakuru | CK Patel Building, Kenyatta Avenue, opposite Naivas | Nakuru |
| Naivasha | Naivasha town, opposite NSSF Building | Nakuru |
| Gilgil | Texxin House, next to Ingine Supermarket, opposite Co-operative Bank | Nakuru |
| Mai Mahiu | Along Mai Mahiu-Nairobi Road, opposite Rubis, next to Posta | Nakuru |
| Gateway | Nakuru-Nairobi highway near Magumu flyover, opposite Soko Mpya | Nakuru |
| Subukia | Subukia Shopping Centre, along Nyahururu-Nakuru highway | Nakuru |
| Mwisho wa Lami | Njoro-Narok Road, opposite Ngwataniro Comprehensive School | Nakuru |
| Nyeri | Behind Nyeri County Governor’s office, along Gakere Road | Nyeri |
| Mtwapa | Mombasa-Malindi Highway near Burn-off stage, opposite Mtwapa Business Park | Kilifi |
| Maralal | Riverside Building, opposite Jamia Mosque | Samburu |
| Wamba | Wamba Shopping Centre, near the bus park | Samburu |
| Narok | Whisper Building, opposite Jambo Studio | Narok |
| Ndaragwa | Ndaragwa town, along Nyahururu-Nyeri Road, next to sub-county offices | Nyandarua |
| Miharati | Next to Mahanda Supermarket | Nyandarua |
| Kwa Haraka | Opposite Kanini Baraka Supermarket | Nyandarua |
| Mirangine | Next to Home Pride Supermarket | Nyandarua |
| Murungaru | Mkulima Building, Murungaru Shopping Centre | Nyandarua |
| Ngorika | Ngorika Shopping Centre | Nyandarua |
| Ngano | Ngano Shopping Centre | Nyandarua |
| Wiyumiririe | Wiyumiririe Shopping Centre, Nyahururu-Nyeri road | Laikipia |
| Shamata | Shamata Shopping Centre | Nyandarua |
| Geta | Geta Shopping Centre, near the bus park | Nyandarua |
| Kinamba | Along Biashara Road, opposite Ambassador Hardware | Laikipia |
All branch names and locations are from Tower Sacco’s official branches page. Tower Sacco says it has branches in 9 counties. Because all branches share 0792 333 111, call that number and ask to be connected to your branch.
Tower Sacco in Nairobi
Tower Sacco has one main branch inside Nairobi, at Kariobangi Light Industries along Outer Ring Road, next to Kariobangi Roundabout. Members living on the Thika Road and Eastern Bypass side can use the Kamakis branch at Reliance Park on the Eastern Bypass, or the Thika Makongeni branch at BAT Junction. For many services you do not need a branch: Tower Sacco offers mobile banking, internet banking, a paybill, Visa-branded ATM cards and agents.
What you can do at a Tower Sacco branch
- Join the Sacco: bring your ID, KRA PIN and passport photos, and pay the registration fee and share capital set by the Sacco.
- Apply for loans: development, emergency, school fees, business and asset loans. Work out your repayments first with our Tower Sacco loan calculator.
- Savings and investment accounts: open fixed deposit, children’s and target savings accounts.
- Update records: change nominees, phone numbers or employer details.
- Collect ATM cards and statements.
Tips before you visit
- Carry your original ID and member number.
- For loans, bring guarantors’ details and recent payslips or business records.
- Pay only through Tower Sacco’s official paybill or at the branch, never to a personal number.
- Compare Tower’s rates with other Saccos on our Sacco loan calculators page, and see how Saccos compare with banks in our bank vs Sacco loans guide.
Frequently asked questions
Where is Tower Sacco head office?
At Tower Sacco Plaza, Ol Kalou, along the Ol Kalou-Nakuru Road, Nyandarua County.
Where is Tower Sacco located in Nairobi?
At Kariobangi Light Industries, along Outer Ring Road, next to Kariobangi Roundabout.
What is the Tower Sacco customer care number?
0792 333 111 for all branches. WhatsApp 0731 638 930. Email customercare@towersacco.co.ke.
Does Tower Sacco have a branch in Nakuru?
Yes. The Nakuru branch is in CK Patel Building on Kenyatta Avenue, opposite Naivas. There are also branches in Naivasha, Gilgil, Mai Mahiu, Subukia, Gateway and Mwisho wa Lami.
Is there a Tower Sacco branch in Mombasa?
The nearest coast branch is in Mtwapa, along the Mombasa-Malindi Highway near the Burn-off stage.
How many branches does Tower Sacco have?
Tower Sacco lists more than 30 branches and satellite offices across 9 counties.
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