Finance

Airtel Money Charges Calculator 2026: Transfer & Withdrawal Fees

Airtel Kenya has waived person-to-person fees between Airtel Money customers in all bands. You still pay when sending to other networks and when withdrawing cash at an agent. Enter an amount to see the charges from Airtel’s published tariff.

Estimate only. Rates checked 13 Oct 2026.

Full Airtel Money tariff

Amount (KES) Airtel to Airtel To other networks (KES) Agent withdrawal (KES)
10–49 Free – –
50–100 Free – 11
101–500 Free 7 29
501–1,000 Free 13 29
1,001–1,500 Free 23 29
1,501–2,500 Free 33 29
2,501–3,500 Free 53 52
3,501–5,000 Free 57 69
5,001–7,500 Free 78 87
7,501–10,000 Free 90 115
10,001–15,000 Free 100 167
15,001–20,000 Free 105 185
20,001–35,000 Free 108 197
35,001–50,000 Free 108 278
50,001–250,000 Free 108 309

Limits

Airtel’s tariff page sets a maximum of KES 250,000 per transaction, KES 500,000 per day, and an account balance of up to KES 500,000. To transact at an agent you need your original national ID or Kenyan passport.

Airtel Money vs M-PESA

For sending to people on the same network, Airtel Money is free at every amount, while M-PESA is free only up to KES 100. Withdrawal fees in Airtel’s published bands match M-PESA’s agent withdrawal fees. See the M-PESA charges calculator to compare.

Frequently asked questions

Is sending money Airtel to Airtel free?

Yes. Airtel Kenya has waived person-to-person fees between Airtel Money customers across all bands.

How much does Airtel charge to withdraw KES 1,000?

KES 29 at an agent (band KES 501–1,000).

What does it cost to send to another network?

It depends on the amount, from KES 7 for KES 101–500 up to KES 108 above KES 20,000.

What is the Airtel Money daily limit?

KES 500,000 a day, and KES 250,000 per transaction.

Related: PAYE & net salary calculator · SHIF calculator · NSSF calculator · Housing Levy calculator · Bank loan calculators

Sources

Norah Waceke

About Author

Norah Waceke is a business journalist and editor at Business Radar with more than eight years of experience covering Kenya's economy, companies and markets. She previously worked at Kenyans.co.ke, one of the country's leading digital news platforms, where she reported on business, finance and current affairs. A graduate of Multimedia University of Kenya, Norah focuses on clear, accurate reporting that helps readers understand the money stories shaping their lives and businesses.

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