Finance

Aleza Loan App Kenya: Limits, Interest, Fees and CBK Licence (2026)

Aleza is a loan app run by Aleza Limited, a digital credit provider licensed by the Central Bank of Kenya (CBK). It appears in CBK’s September 2026 directory with a licence date of December 24, 2025.

At a glance

Lender (licensed name) Aleza Limited
CBK licence Licensed digital credit provider, listed in the directory dated September 2026; licensed December 24, 2025
Loan amounts (published) KES 5,000 – 50,000
Repayment term (published) 61 – 90 days
APR / cost (published) 26.9% – 67.2%
Other fees and terms Interest 0.6%–0.9% per day; processing 2%; insurance 2%; late fee 1%; excise duty on fees
Customer contact (per CBK) +254716517065 · Not listed
Office (per CBK) Pioneer Hse 2nd Floor, Oginga Odinga Street, Kisumu

The terms are what the lender publishes on its Google Play listing; your actual limit, rate and fees are set by its credit scoring and shown in the app before you accept a loan. Terms not listed above are not published.

Repayment calculator

Prefilled with 67.2% a year for 61 days from the published terms. Change the amount, rate, term and any upfront fee to match the offer in the app.

Estimate only. Rates checked 13 Oct 2026.

App availability

  • Aleza – Google Play, 50K+ downloads, updated Aug 13, 2026

We checked Google Play only. Download only the listing whose developer matches the lender, and check the lender is in CBK’s directory before borrowing.

Terms as published by the lender

  • Loan Amount: KES 5,000 – KES 50,000
  • Repayment Period: 61 – 90 days
  • Interest Rate: 0.6% – 0.90% per day
  • Annual Percentage Rate (APR): 26.9% – 67.2% per annum
  • Processing Fee: 2%
  • Insurance Fee: 2%
  • Excise Duty: 20% (applied to applicable fees)
  • Late Repayment Fee: 1%
  • Loan Amount: KES 5,000
  • Repayment Period: 61 days

How to apply

Install the app from the official listing above, register with your phone number and ID as the app asks, and review the loan offer: it must show the amount, the total cost and the due date before you accept. Loans are usually sent to M-Pesa. Repay through the app or the paybill shown in it. Late repayment can lead to penalties stated in your offer and to listing with a credit reference bureau.

Frequently asked questions

Is Aleza licensed by CBK?

Yes. Aleza Limited is in CBK’s Directory of Digital Credit Providers (September 2026), licensed December 24, 2025.

How much can I borrow on Aleza?

The lender publishes: KES 5,000 – 50,000. Your limit depends on its assessment.

How much does Aleza charge?

Published cost: 26.9% – 67.2%. Interest 0.6%–0.9% per day; processing 2%; insurance 2%; late fee 1%; excise duty on fees

Sources

More: All CBK-licensed loan apps · Cheapest loan apps compared · All 281 CBK-licensed digital lenders · CRB guide

Norah Waceke

About Author

Norah Waceke is a business journalist and editor at Business Radar with more than eight years of experience covering Kenya's economy, companies and markets. She previously worked at Kenyans.co.ke, one of the country's leading digital news platforms, where she reported on business, finance and current affairs. A graduate of Multimedia University of Kenya, Norah focuses on clear, accurate reporting that helps readers understand the money stories shaping their lives and businesses.

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