Updated 12 November 2026
NHC houses for sale in late 2026 range from a KSh2.47 million bedsitter at Stoni Athi in Athi River to three-bedroom flats above KSh12 million in Nyeri, across 12 projects listed by the National Housing Corporation (NHC). Many are sold on tenant purchase terms: a 10% deposit and the balance over 18 or 20 years. This guide lists each project with its published prices, explains the two sets of payment terms, works out sample monthly payments and shows how to apply.
Updated 12 November 2026. All prices and terms are copied from the National Housing Corporation website on 12 November 2026. NHC marks its listings “particulars not warranted” and describes most prices as provisional, so confirm with NHC before paying.
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Who the National Housing Corporation is
NHC describes itself as National Housing Corporation PLC, a public limited company incorporated under the Companies Act under the Government Owned Enterprises Act, No. 25 of 2025, and previously a statutory body under Cap. 117. Its mandate is to play a principal role in carrying out the Government’s housing policies and programmes. Its board includes the Principal Secretaries for Housing and Urban Development and for the National Treasury. NHC traces its origin to the Central Housing Board created in 1953.
NHC houses for sale are separate from the Affordable Housing Programme run through Boma Yangu. NHC sells its own developments directly, with its own price lists and payment terms. For Boma Yangu units, see how to apply for affordable housing in Kenya.
NHC houses for sale: the full price list
These are the NHC houses for sale on the corporation’s website on 12 November 2026, with unit sizes and provisional prices as published.
| Project and location | Unit types and prices | Terms |
|---|---|---|
| Stoni Athi Economy II, off Nairobi-Mombasa highway, Athi River | Bedsitter 24 m² KSh2.47m (20 units); 1BR 40 m² KSh3.67m (80 units) | Tenant purchase, 20 years, 10% |
| Stoni Sector 2A, Athi River | 2BR 72 m² KSh6.096m; 3BR 92 m² KSh7.985m (studios also listed) | As listed by NHC |
| Olympic View, off Kibera Drive, Nairobi | 1BR 41 m² KSh4.25m; 1BR corner 45 m² KSh4.5m; 2BR 67 m² KSh6.85m; 3BR 86 m² KSh8.75m | Tenant purchase, 20 years, 10% |
| Kericho Phase 1, Baraka Estate-Nyagacho | 2BR 62 m² KSh3.96m (100 units) | Tenant purchase, 18 years, 13% |
| Siaya Phase 1, Awelo | 2BR 65 m² KSh4.143m (60 units) | Tenant purchase, 18 years, 13% |
| Maralal Phase 1, Upperhill area | 2BR 65 m² KSh4.184m (60 units) | Tenant purchase, 18 years, 13% |
| Amalemba, Kakamega | 2BR 62 m² KSh4.22m (60 units) | Tenant purchase, 18 years, 13% |
| Nyeri Mixed Development | 2BR 67.56 m² KSh8.763m; 3BR Type A 95.98 m² KSh12.345m; 3BR Type B 90.86 m² KSh11.69m | Tenant purchase, 20 years, 10% |
| Kanyakwar Phase III, off Kisumu-Kakamega Road | 2BR 67 m² KSh5.2m (20 units); 3BR 97 m² KSh7.5m (80 units) | Outright, 90 days |
| Nakuru Mixed Use, off Flamingo Road (ongoing) | 2BR 68-75 m² KSh6.2m-6.8m; 3BR 100-106 m² KSh9.1m-9.6m | Outright, 90 days |
| Changamwe Phase III, off Magongo Road, Mombasa (ongoing) | 2BR 67 m² KSh7.4m (40 units); 3BR 95 m² KSh10.4m (60 units) | Outright, 90 days |
| Meru Mixed Use, Milimani (Tuntu) | Commercial space to let: KSh116, KSh91 and KSh75 per sq ft by floor, plus VAT and service charge | Lease only |
By price per square metre, the cheapest of the NHC houses for sale are the county two-bedroom units: Kericho works out at about KSh63,900 per m² and Kakamega at about KSh68,100, against roughly KSh102,000 per m² for a two-bedroom at Olympic View in Nairobi and about KSh130,000 for Nyeri’s two-bedroom.
NHC houses for sale: tenant purchase vs outright terms
NHC houses for sale come on two sets of terms, and the listing tells you which applies.
- Tenant purchase (Nairobi-area and Nyeri stock): 10% down payment, balance over 20 years at a revisable annual interest rate of 10%. This applies at Stoni Athi Economy II, Olympic View and Nyeri.
- Tenant purchase (new county projects): 10% down payment, balance over 18 years at a revisable 13% a year. This applies at Kericho, Siaya, Maralal and Amalemba.
- Outright sale: 10% down payment and the balance within 90 days of the offer letter, usually paid with a bank or SACCO mortgage. This applies at Kanyakwar, Nakuru and Changamwe.
“Revisable” means NHC can change the rate during the term, so your instalment can rise. Every listing of NHC houses for sale says allocation is strictly first come, first served, and only applicants who have paid the 10% deposit are considered, subject to units being available. Unsuccessful applicants get their deposit back without interest.
What NHC houses for sale cost per month
Using a standard reducing-balance formula with NHC’s published terms (and assuming the rate does not change), the instalments would be roughly:
| Unit | Price | 10% deposit | Balance and terms | Approx. monthly |
|---|---|---|---|---|
| Stoni Athi bedsitter | KSh2,470,000 | KSh247,000 | KSh2,223,000 over 20 years at 10% | KSh21,450 |
| Olympic View 1BR | KSh4,250,000 | KSh425,000 | KSh3,825,000 over 20 years at 10% | KSh36,900 |
| Kericho 2BR | KSh3,960,000 | KSh396,000 | KSh3,564,000 over 18 years at 13% | KSh42,800 |
These are estimates for comparison, not NHC quotes; NHC may add charges such as legal fees or service charges, and stamp duty applies on transfer (see stamp duty rates and how to pay). Run your own numbers in the mortgage calculator, and for outright units compare lenders on mortgage rates in Kenya.
How to apply for NHC houses and pay the deposit
- Pick a project and unit type from the NHC houses for sale listed above, and download the NHC house purchase form from the NHC website.
- Fill the application form.
- Pay the 10% deposit through eCitizen: dial *222#, select the housing option, then NHC, as each listing instructs.
- Submit the form with proof of payment. Allocation goes in order of paid applications while units last.
- On allocation, sign the sale agreement and set up the instalments (tenant purchase) or arrange financing to pay the balance within 90 days (outright).
NHC’s sales lines on its listings are 0706 191 919 and 0792 202 020. The head office is on Aga Khan Walk, Nairobi (phone +254 20 3312147/9, email info@nhckenya.go.ke), with branch emails for Mombasa, Kisumu, Nakuru and Eldoret.
Renting from NHC
NHC also lets homes and commercial space. At the Nyeri Mixed Development, NHC lists rent of KSh20,000 for a two-bedroom and KSh23,000 for a three-bedroom, unfurnished, on a rental application form. In Meru, commercial space is offered from KSh75 per sq ft a month on the upper floors, with rent payable quarterly in advance plus a three-month deposit. NHC also builds with expanded polystyrene (EPS) panels from its own factory, which it says can complete a three-bedroom house in about 8 to 12 weeks.
Frequently asked questions
What is the cheapest NHC house for sale?
On 12 November 2026 the lowest listed price was KSh2.47 million for a 24 m² bedsitter at Stoni Athi Economy II, Athi River, on 20-year tenant purchase terms.
What is the NHC tenant purchase scheme?
You pay a 10% deposit and the balance in instalments over 18 or 20 years at a revisable interest rate (10% or 13% a year, depending on the project), while living in the unit.
How do I pay the NHC deposit?
Through eCitizen by dialling *222#, choosing the housing option, then NHC, as stated on NHC’s listings.
Are NHC houses for sale the same as Boma Yangu affordable houses?
No. NHC sells its own developments directly with its own terms. Boma Yangu is the application platform for the Affordable Housing Programme.
Can I get my deposit back if I miss a unit?
Yes. NHC’s terms say unsuccessful applicants are refunded their deposit without interest.
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