Updated 17 October 2026
Ollin Sacco, based in Kerugoya in Kirinyaga County, paid 17.5% on share capital and 12.2% on deposits for 2025. Those were the same rates it paid for 2024, when its payout came to about KSh 850 million. Enter your balances below to see your share.
Rates are what was last published, gross of tax. Money market funds are compounded monthly; bills, bonds, deposits and SACCO returns are worked out as simple interest. Your actual return will differ.
The calculator uses the 12.2% deposit rate. To estimate the dividend, switch the rate to 17.5% and enter your share capital. The 5% withholding tax is deducted for you.
Rates by Year
| Financial year | Dividend on share capital | Interest on deposits |
|---|---|---|
| 2025 | 17.5% | 12.2% |
| 2024 | 17.5% | 12.2% |
The 2024 rates were approved at Ollin’s 48th AGM, held on 25 January 2025 at the Kirinyaga University grounds.
Background
Ollin was registered on 14 June 1976 as Muhigia Sacco Society and took the Ollin name in 2014. Its head office is the Ollin Sacco Building, off the Karatina-Kutus road in Kerugoya.
Example
KSh 250,000 in deposits at 12.2% earns KSh 30,500. KSh 40,000 in shares at 17.5% earns KSh 7,000. Together that is KSh 37,500, or KSh 35,625 after the 5% withholding tax. The example uses KSh 40,000 in shares because that is the minimum share capital Ollin asks for before you can take a long-term loan.
How to Become a Member
Pick up the membership application form at a branch or download it, fill it in, and hand it in with a copy of your national ID or passport. Ollin says it charges no membership fee. To qualify for long-term loans you need at least KSh 40,000 in share capital, so many members build up their shares over time through regular contributions.
Paying In and Contacts
Ollin’s FAQ gives the M-Pesa paybill as 480587, with your member number as the account. Some third-party sites list a different number, so use the one in the Sacco’s own FAQ. The head office line is 0724 256 461. Estimate loan repayments on our Ollin Sacco loan calculator.
Frequently Asked Questions
What dividend did Ollin Sacco pay for 2025?
17.5% on share capital and 12.2% on deposits.
Does Ollin Sacco charge a membership fee?
No. Ollin says membership is free; you need only the form and your ID.
What is Ollin Sacco’s paybill?
480587, according to the Sacco’s FAQ, with your member number as the account.
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