91-day T-bill8.748%▼ 0.002
182-day T-bill8.859%▼ 0.001
364-day T-bill9.027%▼ 0.012
Central Bank Rate8.75%07/10/2026
Inflation6.8%September 2026
Top MMF yield10.52%Madison
Sources: CBK auction, 26 Oct 2026 value date (change vs 19 Oct); CBK key rates; fund managers' published yields, as at 26 Oct 2026.

Germany Opportunity Card for Kenyans 2026: Points, Proof of Funds, Fees and How to Apply

Germany Opportunity Card for Kenyans 2026: Points, Proof of Funds, Fees and How to Apply

Updated 26 October 2026

Germany’s Opportunity Card (Chancenkarte) lets a Kenyan with a degree or at least two years of recognised vocational training move to Germany for up to a year to look for a skilled job, without a job offer first. You apply online through the German Federal Foreign Office’s consular services portal, then attend an appointment at the German Embassy in Nairobi. You must show at least EUR 1,091 (about $1,223, or KSh 158,700) for every month of your stay, and pay a EUR 75 (about $84) visa fee.

Unless your qualification is already fully recognised in Germany, you also need basic German (A1) or good English (B2), and at least 6 points on Germany’s points system. This guide covers who qualifies, how the points add up, the documents the Nairobi embassy asks for, the real costs, and the traps to avoid.

In this guide
  1. Opportunity Card at a Glance
  2. Who Qualifies: The Two Routes
  3. How the Points Add Up
  4. What It Costs a Kenyan Applicant
  5. Documents the German Embassy Nairobi Asks For
  6. How to Apply, Step by Step
  7. Common Mistakes and Scams to Avoid
  8. Other Routes Abroad and Money Matters
  9. Frequently Asked Questions

Opportunity Card at a Glance

Item Detail
What it is A national (D) visa to search for qualified work in Germany, under Section 20a of the German Residence Act
Length Up to 12 months; you must plan to stay at least 91 days
Work allowed Part-time work of up to 20 hours a week, plus trial work with an employer
Money you must prove EUR 1,091 a month: EUR 3,309 for 91 days or EUR 13,092 for 12 months
Visa fee EUR 75 for adults, paid in Kenyan shillings at the embassy appointment
Where to apply Online only, through the Federal Foreign Office consular services portal; not through TLScontact
Processing time About 2 months as a rule, sometimes longer
Points needed 6, unless your qualification is fully recognised in Germany

Who Qualifies: The Two Routes

Route 1: you are already a “skilled worker”

If you hold a German degree or vocational qualification, or a foreign one that is fully recognised in Germany, the embassy treats you as a skilled worker. You do not need any points. You only need to prove you can pay for your stay. For degrees, recognition is usually shown with printouts from the anabin database, or a Statement of Comparability from Germany’s Central Office for Foreign Education (ZAB). Regulated professions such as doctors need the German licensing authority’s approval.

Route 2: the points system

Everyone else must meet three basic conditions and then score at least 6 points:

  • A foreign university degree recognised in the country that awarded it, a vocational qualification of at least two years recognised in that country, or a qualification from a German Chamber of Commerce Abroad.
  • German at level A1 or higher, or English at level B2 or higher.
  • Enough money for the whole stay.

For a Kenyan, a degree from a university accredited by the Commission for University Education, or a diploma of two years or more from a recognised TVET institution, is the usual starting point. Check how your exact degree and university are rated on anabin before you spend money on anything else.

How the Points Add Up

Criterion Points
Qualification found partially equivalent in Germany (including where compensation measures are needed for a regulated profession) 4
Qualification in a German shortage occupation 1
At least 2 years’ relevant work experience in the last 5 years 2
At least 5 years’ relevant work experience in the last 7 years 3
German at A2 1
German at B1 2
German at B2 or higher 3
English at C1 or higher 1
Aged 35 or under 2
Aged over 35 and up to 40 1
At least 6 months’ continuous legal stay in Germany in the last 5 years (not tourism or visits) 1
Spouse or partner also qualifies for an Opportunity Card and moves with you 1 (for one of you)

The experience points must relate to your qualification and come after you qualified. Experience points do not stack: you get 2 or 3, not both.

Worked examples

  • A 29-year-old Kenyan software developer with a BSc, five years in the job and an English certificate at C1 from an accepted provider: age 2 + experience 3 + English 1 = 6 points. Eligible, provided the degree is recognised in Kenya and the money is in place.
  • A 38-year-old accountant with three years’ experience and English at B2 only: age 1 + experience 2 = 3 points. Not enough. Reaching German B1 would add 2 points, and a partial recognition notice from Germany would add 4.
  • A 32-year-old nurse with a partial recognition notice and two years’ experience: recognition 4 + experience 2 + age 2 = 8 points.

These examples are illustrations only. The embassy assesses each case on the evidence you upload.

What It Costs a Kenyan Applicant

Cost Amount Notes
National visa fee (adult) EUR 75 (about $84) Paid in KSh at the embassy; the embassy sets the exchange rate
Proof of funds, 91 days EUR 3,309 (about $3,709, or KSh 481,200) Your own money, held in a blocked account or covered by a formal sponsor
Proof of funds, 12 months EUR 13,092 (about $14,675, or KSh 1.9m) Same rule; you spend it during your stay
Health insurance Varies by insurer Must cover the whole stay from the day you arrive
Language certificate Set by the test centre Goethe-Institut or ÖSD for German; TOEFL accepted for English
Certified translations Set by the translator Needed for any document not in German or English
Recognition (ZAB statement or partial recognition) Set by the German authority Only if anabin does not already confirm your degree

The proof of funds is not a fee. It is money you must have available, and the embassy accepts only two forms: a blocked account opened before you apply, with an official confirmation showing the amount paid in and the monthly release, or a formal declaration of commitment from a sponsor under Sections 66 and 68 of the Residence Act. A bank statement alone, or a transfer slip, is not enough. A signed part-time job offer stating the hours and monthly pay can also count towards your funds.

Documents the German Embassy Nairobi Asks For

  1. Passport and a copy of the data page.
  2. A completed and signed national visa application form (filled online through VIDEX) with the Section 54 information sheet.
  3. Two identical, current biometric passport photos on a white background.
  4. A gap-free CV in German or English.
  5. A motivation letter you wrote yourself, saying which jobs you will look for, where you plan to apply and live in Germany, how you will pay your living costs, and any steps you will take to get your qualification recognised. If you have no German, explain why the jobs you want do not need it.
  6. Proof of your qualification and its recognition (see the two routes above).
  7. Language certificates no older than 12 months, from an ALTE-certified provider or TOEFL. You must submit one even if English is your first language or the language of your studies.
  8. Proof of funds (blocked account confirmation, sponsor declaration or part-time contract).
  9. Health insurance for the whole stay.
  10. Evidence for any points you claim: employer references, old passports with German visas, and your partner’s application if relevant.
  11. Optional but useful: job applications already sent, interviews arranged or messages from interested employers.

How to Apply, Step by Step

  1. Check your qualification on anabin and run the self-check on the Make it in Germany website.
  2. Book and pass your language test, so the certificate is still under 12 months old when you apply.
  3. Open and fund a blocked account, or arrange a sponsor declaration, and get the official confirmation.
  4. Buy health insurance for the period you plan to stay.
  5. Apply on the consular services portal and upload every document. The embassy checks them online and messages you there with any questions.
  6. Book your appointment through the invitation link the portal sends once your file is complete.
  7. Attend at the German Embassy Nairobi with your originals. Your identity is checked, fingerprints and photo are taken, and you pay the visa fee.
  8. Wait for the decision. The embassy asks applicants not to chase it during the normal processing period of about two months.

Common Mistakes and Scams to Avoid

  • Applying at TLScontact. The Opportunity Card is not handled by the visa centre. TLScontact’s own KSh 4,350 service fee applies to other visa types, not this one.
  • Paying an “agent” to secure a German job or card. You can apply yourself. If anyone offers to place you in a job abroad for a fee, check whether a recruitment agency is licensed by NEA first, and never pay for a “guaranteed” visa.
  • Thinking the card is a work permit. It allows job searching, trial work and up to 20 hours of work a week. It is not a permit for full-time work, so check the rules for switching with the German authorities once you have a job offer.
  • Old certificates. A language certificate older than 12 months is rejected.
  • Weak proof of funds. Only a blocked account confirmation or a formal sponsor declaration is accepted.

Other Routes Abroad and Money Matters

Germany is one option among several. If you are weighing the Gulf, see our guides on jobs in Saudi Arabia for Kenyans and nursing jobs in Saudi Arabia. Before you leave, think about keeping a Kenyan bank account from abroad and how your family will manage receiving money from abroad on M-Pesa. Kenyans job hunting at home or abroad can also browse openings on JobinKenya, and if you want a simple personal website to show employers your work, Ananke Digital builds them.

Frequently Asked Questions

Can Kenyans apply for the Germany Opportunity Card?

Yes. Kenyans apply online through the Federal Foreign Office consular services portal and attend an appointment at the German Embassy in Nairobi.

How much money do I need for the Opportunity Card?

EUR 1,091 a month: EUR 3,309 (about $3,709) for the minimum 91 days, or EUR 13,092 (about $14,675) for 12 months.

How much is the Opportunity Card visa fee in Kenya?

EUR 75 (about $84) for an adult, paid in Kenyan shillings at the embassy at the rate the embassy sets.

Do I need to speak German?

Not always. On the points route you need German at A1 or English at B2. German at A2 or above earns extra points.

How long does it take?

The embassy says about two months as a rule, and sometimes longer.

Can I work on the Opportunity Card?

Yes, part-time for up to 20 hours a week, and you can do trial work with a potential employer.

Requirements, points, financial thresholds, documents and the visa fee checked against the German Embassy Nairobi’s “Job search opportunity card” page and visa FAQ (nairobi.diplo.de) on October 26, 2026. TLScontact service fee checked on its Kenya fees page the same day. Euro conversions use the open.er-api.com rate for October 26, 2026 (EUR 1 = about $1.12 = about KSh 145.4) and are approximate. The Make it in Germany site blocked our automated check, so use its self-check yourself before applying.

Get Kenya's money, jobs and deadline updates

One short email a week with exam dates, deadlines, job openings and money changes in Kenya.

Topics (optional)

Prefer WhatsApp? Follow Business Radar on WhatsApp

Weekly, free. We only use your email for this newsletter and you can unsubscribe in one click. Privacy policy.

About Author

Norah Waceke is a business journalist and editor at Business Radar with more than eight years of experience covering Kenya's economy, companies and markets. She previously worked at one of Kenya's leading digital news platforms, where she reported on business, finance and current affairs. A graduate of Multimedia University of Kenya, Norah focuses on clear, accurate reporting that helps readers understand the money stories shaping their lives and businesses.

More from Norah Waceke · Editorial policy

Related stories

Guides

Parklands Sports Club Membership Requirements and Fees

parklandssportsclub.org /membership (process, 3 fees), /membership-categories (9 categories, proposer >3 yrs, max 10/yr), /facilities, /about-the-club fact sheet (1906, 22 acres,
Guides

Full List of Progressive Credit Branches in Kenya and Contacts

progressivecr.co.ke/branches (24 branches incl HQ, numbers verbatim), /contact-us, /about-us (since Oct 2011, non-deposit taking, 27+ branches, products), CBK DCP directory
★ Add Business Radar as a preferred source on Google
Latest