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Airtel Money to bank transfers are now live through Pesalink, letting Airtel Money users in Kenya send money from their wallets straight to accounts at 30 banks, SACCOs and microfinance banks. Airtel Kenya announced the service on 11 November 2026 after signing a partnership with Integrated Payment Systems Limited (IPSL), the company that operates Pesalink.
“We took another step towards greater financial convenience today with signing of a partnership with IPSL, the operator of Pesalink and Airtel Money Kenya expanding the ways our customers can move money across Kenya’s financial ecosystem,” Airtel Kenya said on its official X account.
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How Airtel Money to bank transfers work
According to Airtel Kenya, customers can move funds from an Airtel Money wallet to an account at any of the 30 participating institutions on the Pesalink network in two ways:
- My Airtel App: open the app and follow the bank transfer prompts.
- USSD: dial *334# and follow the prompts.
Before sending, confirm the bank or SACCO name and the account number, because a transfer to the wrong account is hard to reverse. Airtel did not publish a list of the 30 institutions or a tariff for the new transfers in its announcement. Users should check the charge shown on screen before confirming any Airtel Money to bank transfer.
What Pesalink is
Pesalink is an account-to-account payment network run by IPSL. On its website, Pesalink says it has more than 80 participants, including banks, SACCOs, telcos, microfinance institutions and fintechs, and that a single transfer can be up to KSh 999,999. It says it has served more than 3 million users, who had moved over KSh 1 trillion in total as of December 2024.
With one link to the Pesalink network, Airtel Money users can reach all 30 participating institutions named in the announcement. For a comparison of bank transfer rails, see our guide to Pesalink vs RTGS vs EFT.
Why the Airtel Money to bank link matters
The partnership lets Airtel Money users send money to a bank or SACCO account from a phone, without an agent or branch visit. It gives Airtel Money users a direct route to settle rent, school fees, SACCO contributions and loan repayments held at Pesalink member institutions.
For background on the mobile money business itself, see our report on the Airtel Money London Stock Exchange listing. If you use both networks, our guides on moving money between M-Pesa, Airtel Money and T-Kash and M-Pesa vs Airtel Money charges explain the costs.
Airtel Money to bank: key facts
The table sums up what Airtel Kenya and Pesalink have published so far about the new service.
| Item | Detail |
|---|---|
| Announced | 11 November 2026 |
| Partners | Airtel Money Kenya and IPSL (Pesalink operator) |
| Reach | 30 banks, SACCOs and microfinance banks on Pesalink |
| Channels | My Airtel App and USSD *334# |
| Pesalink single-transfer cap | Up to KSh 999,999 (Pesalink) |
We will update this story when Airtel Kenya publishes the list of participating institutions and the Airtel Money to bank tariff.
Frequently asked questions
Can I send money from Airtel Money to a bank account?
Yes. Since 11 November 2026, Airtel Money users can send money to accounts at 30 banks, SACCOs and microfinance banks on Pesalink through the My Airtel App or *334#.
What is the USSD code for Airtel Money to bank transfers?
Dial *334# and follow the prompts, according to Airtel Kenya.
How much does an Airtel Money to bank transfer cost?
Airtel did not publish the charges with its announcement. Check the fee shown before you confirm a transfer.
Who runs Pesalink?
Pesalink is operated by Integrated Payment Systems Limited (IPSL), which signed the partnership with Airtel Money Kenya.
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