KMTC students made up a large share of HELB’s August–September 2026 questions.
Based on questions students and loanees sent to HELB’s official X account (@HELBpage) and HELB’s own replies, checked on 14 October 2026. Questions are paraphrased.
Who qualifies
HELB says the KMTC loan is ONLY for KMTC students; private and faith-based medical training colleges do not qualify.
What it covers
According to HELB, the KMTC Student Finance Scheme loan funds the tuition element only.
2026/27 windows
Through August HELB said the KMTC window was closed. On 3 September 2026 it said the 2026/27 KMTC first-time application was open, via the HEF portal. On 16 September it said the KMTC subsequent window had closed and that subsequent applications are done on the HELB app or *642#.
Frequently asked questions
Can private MTC students get the HELB KMTC loan?
No. HELB says it is only for KMTC students.
Does the KMTC loan include upkeep?
No. HELB says it funds the tuition element only.
Is the KMTC application open now?
As of HELB’s last update on 16 September 2026, the subsequent window had closed. No new dates have been announced.
Related: How to check your HELB loan status · HELB loan repayment calculator · HELB help hub
