Quick answer
Hazina Sacco head office is on Kibera Road off Ngong Road, Nairobi. Call 020 2719098 or 020 2722106, FOSA 0727 086 480, loans 0712 149 631. Paybill 850436, email info@hazinasacco.or.ke.
Updated 18 October 2026
Hazina Sacco’s head office is on Kibera Road off Ngong Road, Nairobi, and its main lines are 020 2719098, 020 2722106 and 020 2428634. For FOSA questions call 0727 086 480, and for loans call 0712 149 631. The email is info@hazinasacco.or.ke, and the M-Pesa paybill is 850436. Outside Nairobi, the Sacco has offices in Mombasa, Siaya, Vihiga and Kitale.
Quick contacts
- Office lines: 020 2719098, 020 2722106, 020 2428634
- Mobile lines: 0701 820 219, 0701 819 685, 0735 926 900
- FOSA: 0727 086 480
- Loans: 0712 149 631
- Email: info@hazinasacco.or.ke, customercare@hazinasacco.or.ke
- Paybill: 850436 (account: ID number plus code, e.g. 12345678DEP)
- Head office: Kibera Road off Ngong Road, P.O. Box 59877, 00200 Nairobi
Hazina Sacco Society was registered in 1971 under the Co-operative Societies Act and is a deposit-taking Sacco with members across the country. Hazina announced an upgrade to its office telephone numbers, so older numbers you may find online, such as those ending 2150238, may no longer be the best way to reach the Sacco. Use the numbers on this page.
Hazina Sacco branches and offices
These offices and phone numbers come from the Sacco’s 2025 product brochure and its website. Hazina does not publish street addresses for its satellite offices online, so the location column only gives the town. Opening hours are not published per office.
| Office | Location | Phone |
|---|---|---|
| Head Office (Nairobi) | Kibera Road off Ngong Road, Nairobi | 020 2719098, 020 2722106, 020 2428634, 0701 820 219, 0701 819 685, 0735 926 900 |
| FOSA desk | Head office, Nairobi | 0727 086 480 |
| Loans desk | Head office, Nairobi | 0712 149 631 |
| Mombasa Branch | Mombasa | 0717 445 552, 0772 922 081 |
| Siaya Branch | Siaya | 0717 445 553, 0772 922 083 |
| Vihiga Branch | Vihiga | 0717 445 726 |
| Kitale office | Kitale | 0114 727 913 |
Source: hazinasacco.or.ke and the Hazina Sacco 2025 brochure, checked October 2026.
How to pay Hazina Sacco
By M-Pesa paybill
- Open M-Pesa and choose Lipa na M-Pesa, then Paybill.
- Enter business number 850436.
- For the account number, enter your ID number followed by the code for the account you are paying, for example 12345678DEP for deposits.
- Enter an amount between KSh 10 and KSh 150,000, then your M-Pesa PIN.
- Check the details and confirm.
If you are not sure which code to use for a loan, welfare or share payment, call the loans desk on 0712 149 631 before paying. A wrong code puts money in the wrong account, and moving it takes a written request.
By bank deposit
Pay into Co-operative Bank, Nairobi Business Centre branch, account name Hazina Sacco, account number 01120000553600. Use your ID number and the account code as the reference, exactly as you would on M-Pesa. Keep the deposit slip until the payment shows on your statement.

How to reach Hazina customer care fastest
- For loans, call 0712 149 631 directly instead of the switchboard. It goes straight to the loans team.
- For FOSA questions such as salary processing, ATM cards and withdrawals, call 0727 086 480.
- For anything in writing, such as complaints, refunds, statements and exit requests, email customercare@hazinasacco.or.ke with your member number in the subject line.
- Members outside Nairobi should start with the nearest branch line. Branch staff can take your documents and send them to head office.
Common issues
- Payment not reflecting: most problems come from a wrong account code. Send your M-Pesa confirmation message to customer care by email.
- Loan eligibility: Sacco loans are usually a multiple of your deposits. Estimate first with our Hazina Sacco loan calculator and the loan affordability calculator.
- Dividends: rates are declared at the AGM. Estimate your payout with the Sacco dividend calculator.
- Checking the Sacco is licensed: see the SASRA licensed Saccos list and our guide on how to check a Sacco’s licence.
To compare Hazina with other Saccos, see all Sacco loan calculators and our guide to bank vs Sacco loans.
Frequently asked questions
What is the Hazina Sacco customer care number?
The head office lines are 020 2719098, 020 2722106 and 020 2428634, with mobile lines 0701 820 219, 0701 819 685 and 0735 926 900. For FOSA call 0727 086 480, and for loans call 0712 149 631.
What is the Hazina Sacco paybill number?
The paybill is 850436. Your account number is your ID number followed by a short code for the account you are paying, for example 12345678DEP for deposits.
Where is Hazina Sacco located?
The head office is on Kibera Road off Ngong Road in Nairobi, P.O. Box 59877, 00200 Nairobi.
What is the Hazina Sacco email address?
Use info@hazinasacco.or.ke for general enquiries and customercare@hazinasacco.or.ke for complaints and account questions.
Does Hazina Sacco have branches outside Nairobi?
Yes. The 2025 brochure lists offices in Mombasa, Siaya, Vihiga and Kitale, each with its own phone numbers, in addition to the Nairobi head office.
Can I pay Hazina Sacco through the bank?
Yes. Deposit to Co-operative Bank, Nairobi Business Centre branch, account name Hazina Sacco, account number 01120000553600, with your ID number and account code as the reference.
Last verified October 2026 against the Hazina Sacco website and 2025 brochure. Contacts can change; confirm with the Sacco before paying or travelling.
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