Updated 14 November 2026
Affordable housing prices in Kenya start at KSh 640,000 for a one-room social housing unit on the Boma Yangu platform. A studio in the affordable category is typically KSh 1 million, a two-bedroom KSh 2.4 million and a three-bedroom KSh 3.6 million. Market-rate units in the same estates cost more: about KSh 3.96 million for two bedrooms and KSh 5.28 million for three. To qualify for allocation you save a deposit of 5% of the unit price, so a KSh 2.4 million two-bedroom needs KSh 120,000. This guide sets out the prices by unit type, the main Nairobi estates and what you pay each month.
Updated 14 November 2026. Prices come from the project listings on the government’s Boma Yangu platform, read on 14 November 2026: 174 projects in 43 counties with 1,285 unit listings. Boma Yangu says the prices displayed are provisional and are being reviewed to align with updated rates, so confirm the price on the portal before you commit.
On this page
In this guide
- Affordable housing prices in Kenya at a glance
- Who each housing category is for
- Affordable housing prices by unit type
- Affordable housing prices in Nairobi estates
- Deposit and monthly payments on affordable housing prices
- Completed affordable housing estates
- How to buy an affordable housing unit
- Frequently asked questions
Affordable housing prices in Kenya at a glance
| Unit | Usual price (KSh) | 5% deposit (KSh) | Usual monthly payment (KSh) |
|---|---|---|---|
| Social: 1 room or studio | 640,000 | 32,000 | 3,800 |
| Social: 2 rooms or 1 bedroom | 960,000 | 48,000 | 5,200 |
| Social: 3 rooms or 2 bedrooms | 1,280,000 | 64,000 | 6,500 |
| Affordable: studio | 1,000,000 | 50,000 | 7,600 |
| Affordable: 1 bedroom | 1,800,000 | 90,000 | 11,300 |
| Affordable: 2 bedrooms | 2,400,000 | 120,000 | 15,100 |
| Affordable: 3 bedrooms | 3,600,000 | 180,000 | 22,600 |
| Market: 2 bedrooms | 3,960,000 | 198,000 | 33,200 |
| Market: 3 bedrooms | 5,280,000 | 264,000 | 44,300 |
“Usual” is the most common of the affordable housing prices listed for that unit type across the listings. Most government estates use these standard prices, while a few, especially private and county partnership projects, set their own.
Who each housing category is for
Boma Yangu sorts buyers into income bands, and the band decides which units you can apply for:
- Social housing: people earning up to KSh 19,999 a month.
- Affordable housing: people earning KSh 20,000 to KSh 149,999 a month.
- Affordable middle class (market units): people earning KSh 150,000 or more a month.
Each Kenyan can benefit only once under the programme, which Boma Yangu calls “one Kenyan, one home”. You must be a Kenyan citizen over 18 with a valid national ID, and Kenyans in the diaspora can register and save too.
Affordable housing prices by unit type
Across all 1,285 listings, here is the range of affordable housing prices in Kenya for the main unit types:
| Category and unit | Listings | Lowest (KSh) | Most common (KSh) | Highest (KSh) |
|---|---|---|---|---|
| Social, 1 room | 106 | 640,000 | 640,000 | 640,000 |
| Social, 2 rooms | 104 | 960,000 | 960,000 | 960,000 |
| Social, 3 rooms | 107 | 1,280,000 | 1,280,000 | 1,280,000 |
| Affordable, studio | 145 | 1,000,000 | 1,000,000 | 3,200,000 |
| Affordable, 1 bedroom | 22 | 1,500,000 | 1,800,000 | 2,800,000 |
| Affordable, 2 bedrooms | 164 | 2,000,000 | 2,400,000 | 4,175,000 |
| Affordable, 3 bedrooms | 147 | 3,000,000 | 3,600,000 | 4,705,000 |
| Market, 2 bedrooms | 147 | 2,640,000 | 3,960,000 | 4,200,000 |
| Market, 3 bedrooms | 140 | 3,960,000 | 5,280,000 | 5,400,000 |
Social housing prices are fixed nationally, so a one-room unit costs KSh 640,000 whether it is in Nairobi or Migori. Affordable and market prices vary more, because some estates add parking or larger floor areas. The highest affordable two-bedroom prices tend to be in projects with parking bays.
Affordable housing prices in Nairobi estates
Nairobi has the most listings of any county. Most Nairobi estates, including Embakasi, Jamaa, Jogoo Road Phase 1, Kamiti Lot 1, Kasarani Lots 1 to 4, Makongeni 1B, Mathare Lots 1 and 2 and SEPU, use the standard prices above. These estates price differently:
| Estate | Unit | Price (KSh) | Monthly (KSh) |
|---|---|---|---|
| Mukuru | Studio (affordable) | 1,000,000 | 5,695 |
| Mukuru | 1 bedroom (affordable) | 2,100,000 | 11,961 |
| Mukuru | 2 bedrooms (affordable) | 2,500,000 | 14,239 |
| Mukuru | 2 bedrooms (market) | 3,250,000 | 24,842 |
| Shauri Moyo A | 1 bedroom (affordable, no parking) | 2,400,000 | 13,670 |
| Shauri Moyo A | 2 bedrooms (affordable, no parking) | 2,850,000 | 16,233 |
| Shauri Moyo A | 3 bedrooms (affordable, with parking) | 4,150,000 | 23,637 |
| Shauri Moyo B | Studio | 1,045,000 | 5,700 |
| Shauri Moyo B | 2 bedrooms (standard) | 2,255,000 | 12,200 |
| Starehe Point 1 | 1 bedroom (affordable) | 1,650,000 | 11,950 |
| Starehe Point 1 | 2 bedrooms (affordable) | 2,200,000 | 15,900 |
| Starehe Point 1 | 3 bedrooms (affordable) | 3,300,000 | 23,850 |
| Jogoo Road Phase 2 | 2 bedrooms (affordable) | 2,400,000 | 17,800 |
| Park Road (completed) | 1 / 2 / 3 bedrooms | 1.8m / 2.4m / 3.6m | Not shown |
Mukuru is by far the largest project on the platform, with more than 21,000 units listed. For wider market prices, compare with our Nairobi house prices report.
Deposit and monthly payments on affordable housing prices
To be eligible for allocation, you save at least 5% of the unit value in your Boma Yangu account. You activate the account with a minimum of KSh 200 and can then save any amount, any time, by mobile money, card or cash at KCB, NCBA or Co-operative Bank. There is no cap on savings.
The balance is usually paid through the tenant purchase scheme, where you pay monthly amounts that work like rent but build ownership, at a fixed interest rate on a reducing balance. Ownership passes to you at the end of the payment period. The monthly figures in the tables are the amounts Boma Yangu shows for each unit. Buyers can also use a mortgage or pay cash. Model your own repayments with our mortgage calculator.
As a rule of thumb, a KSh 15,100 monthly payment on a KSh 2.4 million two-bedroom suits a household earning roughly KSh 50,000 or more a month, if you keep housing costs near a third of income.
Completed affordable housing estates
Affordable housing prices for completed estates matter most if you want to move in soon. Most listings, 1,213 of 1,285, are in estates still under construction. The platform marks these 12 estates as completed: Park Road (Nairobi), Buxton Point (Mombasa), Chepalungu (Bomet), Embu Civil Servants, Kings Serenity (Kajiado), Lurambi (Kakamega), Nanyuki (Laikipia), Machakos Civil Servants, Mabera (Migori), Kings Sapphire Bondeni (Nakuru), Emgwen (Nandi) and Nyandarua NHC. Allocation in completed estates depends on availability.
How to buy an affordable housing unit
- Register: sign in to Boma Yangu with your eCitizen account, or dial *832#. Registration is free.
- Save: activate with KSh 200 and build up to the 5% deposit.
- Choose a unit: view projects, add units to your wishlist and pick a preferred unit to see the deposit you need.
- Allocation: once a project is complete you are notified and allocated based on when you reached the deposit, family status and demand. Others join a priority waiting list.
- Pay the balance: through tenant purchase, a mortgage or cash.
Our step-by-step guide on how to apply for affordable housing covers registration in detail, and Boma Yangu vs the Affordable Housing Programme explains how the two fit together. The programme is funded partly through the Affordable Housing Levy.
Frequently asked questions
How much is an affordable house in Kenya?
On Boma Yangu, social units start at KSh 640,000. Affordable studios are usually KSh 1 million, two-bedrooms KSh 2.4 million and three-bedrooms KSh 3.6 million.
What deposit do I need for affordable housing?
5% of the unit price. That is KSh 50,000 for a KSh 1 million studio and KSh 120,000 for a KSh 2.4 million two-bedroom.
How much is the monthly payment for an affordable housing unit?
Typical amounts shown on Boma Yangu are KSh 3,800 for a one-room social unit, KSh 7,600 for an affordable studio and KSh 15,100 for an affordable two-bedroom.
Are affordable housing prices in Kenya the same in every county?
Social housing prices are the same nationwide. Affordable and market prices are mostly standard but vary in some estates, such as Mukuru, Shauri Moyo and Starehe in Nairobi.
Will affordable housing prices change?
Boma Yangu says the displayed prices are provisional and under review to align with updated rates, so check the portal for the current price.
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