Official contact details for Guardian Bank, including its M-PESA paybill, customer care numbers, email and head office address. Contact details come from the Central Bank of Kenya’s directory of licensed banks; paybill and SWIFT details come from the bank’s own website.
Guardian Bank at a glance
| Licensed name | Guardian Bank Limited |
|---|---|
| M-PESA Paybill | 344500 |
| Telephone | +254-020-2226771, 2226774, 2226341, 2226483, 0722-282213, 0733-888060, 0736 444644, 0722938629 |
| biashara@guardian-bank.com; headoffice@guardian-bank.com | |
| Website | www.guardian-bank.com |
| Head office | Guardian Centre, Biashara Street, Nairobi. |
| Postal address | P. O. Box 67681 – 00200, Nairobi |
| Branches (per CBK) | 10 |
| Licensed | 20th December 1995 |
How to deposit to Guardian Bank from M-PESA
- Open M-PESA and choose Lipa na M-PESA, then Pay Bill.
- Enter business number 344500.
- Enter your Guardian Bank account number as the account number.
- Enter the amount and your M-PESA PIN, then confirm.
M-PESA charges for paybill payments depend on the business. See our M-PESA charges calculator for send and withdrawal fees.
Loan repayments
Planning a loan with Guardian Bank? Estimate your monthly instalments with our Guardian Bank loan calculator, or compare lenders on the bank loan calculators page.
Frequently asked questions
What is the Guardian Bank M-PESA paybill number?
344500. Use your Guardian Bank account number as the account number.
How do I contact Guardian Bank customer care?
CBK’s directory lists +254-020-2226771, 2226774, 2226341, 2226483, 0722-282213, 0733-888060, 0736 444644, 0722938629 and email biashara@guardian-bank.com; headoffice@guardian-bank.com.
Is Guardian Bank licensed by the Central Bank of Kenya?
Yes. Guardian Bank Limited appears in CBK’s directory of licensed commercial banks (July 2026).
Sources
- CBK – Directory of Licensed Commercial Banks (July 2026) (checked 13 October 2026)
- Guardian Bank – M-PESA paybill (checked 13 October 2026)
